NEWBIE... Chances for getting AMEX Everyday.. Question on CL

[Anonymous]

 TU 770  EXP 721   EQ 734

Looking to take advantage of 0% APR for 15 months.  Have a Capital One card with 7k CL or therabout and only have 1700$ on it. I have a wedding coming up and expecting to put another couple k on the card and am wondering what my CL would be like? Can i expect to have at least or about the same as my current Cap One card?? I dont want to apply take a hit on credit pull only to find out I dont have any room after my transfer to make any purchases due to a low limit. I know no one can give an exact answer but looking for a decent guess or explanation on how this works. I appreciate it. 

[ray8806]

Usually AmEx doesn't give out limits under $1,000.

HOWEVER, they may be offering a ___months for 0% APR but AmEx still hates when people carry balances. So just be careful. If you need a card with 0% APR for a few months, I'd suggest Chase Slate or sometimes Chase Freedom offers a 0% APR period.

[Anonymous]

Welcome to MyFico.  It will all come down to your credit profile and your current limits.  Is CAP 1 your only credit card?  If not, what are your limits on the other cards?  Your credit limit on a new card if approved is determined by your credit limits on your cards.

[Anonymous]

Yes it's my only card.

Regarding first reply to my post, I was under impression that this card is marketed as one in which paid in full each month is not required. More like a beginners AMEX for lack of better words .

[SecretAzure]

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@Anonymous wrote:
Yes it's my only card.

Regarding first reply to my post, I was under impression that this card is marketed as one in which paid in full each month is not required. More like a beginners AMEX for lack of better words .

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Do you have any loans?

[Anonymous]

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@Anonymous wrote:
Yes it's my only card.

Regarding first reply to my post, I was under impression that this card is marketed as one in which paid in full each month is not required. More like a beginners AMEX for lack of better words .

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Amex typically likes thin files.  You will get approved for an Amex revolver with a decent starting limit of more than $1,000 and you will also get approved for a charge card if that is the route you prefer.

Whichever you decide, report back with results.

[Anonymous]

I forgot that I have a line of credit with blue Nile 7500 limit with 5k balance ... Had to make Bosslady happy

[Anonymous]

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@Anonymous wrote:
I forgot that I have a line of credit with blue Nile 7500 limit with 5k balance ... Had to make Bosslady happy

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Then apply for the Amex card.  You should be fine.

[Anonymous]

Thank you guys for all the help and reply. I received pre selection for the AMEX everyday ... What doe that process entail.. I realize its not a pre approval so not a shoe in

[Anonymous]

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@Anonymous wrote:
Thank you guys for all the help and reply. I received pre selection for the AMEX everyday ... What doe that process entail.. I realize its not a pre approval so not a shoe in

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It is online or via snal mail?  Amex offers are often solid.  Process is simple like any other application.  60 seconds process...