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NFCU 91/3 DENIAL

Lola0628
Established Member

Re: NFCU 91/3 DENIAL

My recon ended up being a DENIAL! I am beyond disappointed! I was looking forward to this day for months =(

Message 11 of 14
FinStar
Moderator

Re: NFCU 91/3 DENIAL

Sorry to hear OP.  Just give things time to breathe and you can try again when things are more optimal.

Message 12 of 14
CreditInspired
Super Contributor

Re: NFCU 91/3 DENIAL


@Lola0628 wrote:

My recon ended up being a DENIAL! I am beyond disappointed! I was looking forward to this day for months =(


Can you provide us with your DPs and income?

 

I could be wrong, but there are so many posts on here about 91 days/3 statement cuts, that people forget it's not an approval. It's just the minimum amount of time to wait before requesting a CLI or applying for another card. 

Denial could be for a number of factors. We can guide you in the right direction with more info. 


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 13 of 14
Sbcollegeguy
Member

Re: NFCU 91/3 DENIAL

I got denied too for a second NFCU Amex card. I requested a CLI increase on my other card. I received a message back stating that I have met the max line of the credit for that card but as a courtesy they increased it by $2500, which was very nice of NFCU. I wanted a second card to lower my utilization even further. I just paid off a bunch of credit card debt and went from 50% utilization to 24%. I paid off $18K on a NFCU card. Not sure why I was declined but waiting to see the denied letter...

Message 14 of 14
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