My recon ended up being a DENIAL! I am beyond disappointed! I was looking forward to this day for months =(
Can you provide us with your DPs and income?
I could be wrong, but there are so many posts on here about 91 days/3 statement cuts, that people forget it's not an approval. It's just the minimum amount of time to wait before requesting a CLI or applying for another card.
Denial could be for a number of factors. We can guide you in the right direction with more info.
I got denied too for a second NFCU Amex card. I requested a CLI increase on my other card. I received a message back stating that I have met the max line of the credit for that card but as a courtesy they increased it by $2500, which was very nice of NFCU. I wanted a second card to lower my utilization even further. I just paid off a bunch of credit card debt and went from 50% utilization to 24%. I paid off $18K on a NFCU card. Not sure why I was declined but waiting to see the denied letter...