NFCU 91/3 DENIAL

[Anonymous]

My recon ended up being a DENIAL! I am beyond disappointed! I was looking forward to this day for months =(

[FinStar]

Sorry to hear OP.  Just give things time to breathe and you can try again when things are more optimal.

[CreditInspired]

---

@Anonymous wrote:

My recon ended up being a DENIAL! I am beyond disappointed! I was looking forward to this day for months =(

---

Can you provide us with your DPs and income?

I could be wrong, but there are so many posts on here about 91 days/3 statement cuts, that people forget it's not an approval. It's just the minimum amount of time to wait before requesting a CLI or applying for another card. 

Denial could be for a number of factors. We can guide you in the right direction with more info. 

[Anonymous]

I got denied too for a second NFCU Amex card. I requested a CLI increase on my other card. I received a message back stating that I have met the max line of the credit for that card but as a courtesy they increased it by $2500, which was very nice of NFCU. I wanted a second card to lower my utilization even further. I just paid off a bunch of credit card debt and went from 50% utilization to 24%. I paid off $18K on a NFCU card. Not sure why I was declined but waiting to see the denied letter...