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NFCU 91/3

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Anonymous
Not applicable

NFCU 91/3

So I passed my 91/3 with NFCU and applied for a cli on my more rewards, got the 24 hr notice, well fast forward 5 days and I get a letter in the mail that says my navy federal credit card account is too new, I specifically set a reminder on my phone when my 91/3 would be and I added 3 days to it to be sure it had passed, I also applied for new card but got the same 24 hr review and letter that said my NFCU credit card account is too new so I dunno if they changed their time when you can get a cli or new card or what

Message 1 of 17
16 REPLIES 16
M_Smart007
Legendary Contributor

Re: NFCU 91/3


@Anonymous wrote:

So I passed my 91/3 with NFCU and applied for a cli on my more rewards, got the 24 hr notice, well fast forward 5 days and I get a letter in the mail that says my navy federal credit card account is too new, I specifically set a reminder on my phone when my 91/3 would be and I added 3 days to it to be sure it had passed, I also applied for new card but got the same 24 hr review and letter that said my NFCU credit card account is too new so I dunno if they changed their time when you can get a cli or new card or what but I'm now 10 days out from my 4th statement and no cli yet 


Somehow based on the Denial verbiage "navy federal credit card account is too new"

You may have inadvertently applied to soon. It will not hurt you at all. Call a NFCU rep and see

when true your 91 days are? , also make 100% sure thart "3" statements have cut.

 

You can be at 91 days, and if "3" statements have not cut, you will be be denied.

Message 2 of 17
Anonymous
Not applicable

Re: NFCU 91/3

I have double checked and I have January statement, February statement and March statement and now I just noticed April statement has cut today! So scratch the 10 days out I'm a little behind......lol, so now we are 4 statements and no cli 

Message 3 of 17
M_Smart007
Legendary Contributor

Re: NFCU 91/3


@Anonymous wrote:

I have double checked and I have January statement, February statement and March statement and now I just noticed April statement has cut today! So scratch the 10 days out I'm a little behind......lol, so now we are 4 statements and no cli 


Then I would call NFCU.

Message 4 of 17
Anonymous
Not applicable

Re: NFCU 91/3

And I've kept my balance at 1 to 2 % and paid in full always 

Message 5 of 17
Anonymous
Not applicable

Re: NFCU 91/3

On phone with them now 

Message 6 of 17
Anonymous
Not applicable

Re: NFCU 91/3

got to wait a few more days according to rep, I told her my 4 th statement just cut, well low and behold my January statement was not a full billing statement, so my first full statement was February and so may 1st is when I can apply and should be approved according to her, she said my accounts all reflect great history with navy federal, so that gives me hope for a cli and a new card 

 

Message 7 of 17
EverForward
Established Contributor

Re: NFCU 91/3

Good to know!  Keep us updated!

Message 8 of 17
M_Smart007
Legendary Contributor

Re: NFCU 91/3


@Anonymous wrote:

got to wait a few more days according to rep, I told her my 4 th statement just cut, well low and behold my January statement was not a full billing statement, so my first full statement was February and so may 1st is when I can apply and should be approved according to her, she said my accounts all reflect great history with navy federal, so that gives me hope for a cli and a new card 

 


Message 9 of 17
pt91978
Regular Contributor

Re: NFCU 91/3

@Anonymous

how many days in billing cycle did it show in your first statement, if I may ask?




Message 10 of 17
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