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NFCU CC app declined :(

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Anonymous
Not applicable

Re: NFCU CC app declined :(


@Anonymous wrote:
Yeah that looks like an Egyptian pyramid even if your balances are tiny. you have a balance on multiple acccounts it looks terrible to a credit union.

Yep. You are exactly right. I need to clean up a little. This is a good lesson. We get pretty nice year end bonus. I guess I know where that money will be going... No funSmiley Sad

Message 11 of 13
Aduke1122
Senior Contributor

Re: NFCU CC app declined :(

Sorry to hear about your denial , you will get it eventually OP.
Message 12 of 13
mowglidude
Frequent Contributor

Re: NFCU CC app declined :(


@Anonymous wrote:
Yeah that looks like an Egyptian pyramid even if your balances are tiny. you have a balance on multiple acccounts it looks terrible to a credit union.

So, you're saying if I have under 4% balances on multiple cards, say like five and I am around a 718 score on all bureaus, one CO left from three years ago, income $100K+, I'm not a good candidate for the Flagship Visa Sig? I have 4 INQS TU, one this year and 4 INQS EQ, one this year. EX INQS 3 this year, 9 last year.

Starting Score: 589/599/598 5/8/14
FICO® Score 8: EX 788 TU 791 EQ 785 05/09/23
Goal: Was 740 across all bureaus. DONE!
Message 13 of 13
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