Ozix wrote:
Hey all,
Saw in another post someone spotted NFCU doing an AR on 9/1. I pulled my Equifax and saw a SP for NFCU AR on 9/1. I log into NFCU, type in my info for the CLI on my Flagship and at first get the condition exists message. I try again and get the sad panda bear 3-5 day message. That's two ARs in a row I got the 3-5 day message. I quickly sent NFCU a Secure Message asking them to withdraw the CLI request, and I made sure Equifax was left out in the cold. For some reason, EXP and TU didn't want to be left in the cold tonight, but I'm 99.99% sure NFCU would only try EQ for a CLI. Hopefully, the SM gets there before they try the manual review and the $10 to send Equifax to Siberia was all for naught.
Anyway, could I be at my max exposure with NFCU? DW and I have a joint cashRewards card @ 25k, I have a LOC @ 15k, and my Flagship @ 14k. No other exposure with NFCU no auto loans, no mortgages, no student loans (they won't consolidate my private student loans since I defaulted in the past with someone else), etc.
Right now my income is only my VA benefits, I'm waiting for a job offer in the very near future. Between my VA Disability and my VA stipend for grad school, my annual benefits with the VA are just north of $50,000 and that's what I listed for income on the CLI request.
Thoughts?
Oz
Random thoughts, do you bank through them - checking, savings? Thoughts of consumer preference.
I can see the idea of max exposure. *nods slowly* Third times a charm brother.
