NFCU CLI Partially Granted - Hit Internal Limit (Data Points)

[Anonymous]

COngrats on your CLI approval

[Anonymous]

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@AverageJoesCredit wrote:
You have got your internal limit FOR NOW. Navy isnt Chase , 50% income doesnt necessarily apply with them. Very good chance you could app a third card and still get more. I wouldnt tell anyone a hp isnt worth it from Navy because we all must mske that decision for ourselves. As your internal score rises, so should your chance at higher limit. At 65k, plenty of room for growth imo.

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I was saying I am not going to try to get more than 30k per card as it isnt worth it to me to get a hard pull.  NFCU is great because they tend to give you high limits before anyone else does in a rebuild.  My point was that just because they say you are on their limit for one card doesn't mean you can't get a big limit on a new card.  

[Anonymous]

About a year ago I got a nfcu platinum with SL at 6300. 7 months later I got a cli to 10,800 and was told that was my maximum exposure. Two weeks later I found the offers section and saw I was preapproved for a flagship. So I applied and got a SL of 15K. End of next month will be 6 months with the flagship so I’m hoping for another preapproval for a third. I also have 15K checking line of credit.

[RickNATL]

I got the same letter after getting CLI to $49.8K ...looks like YMMV...

[Anonymous]

Is there a way to find out your NFCU limit? Or something that i would have to submit to her that feedback?

[Anonymous]

That sucks!   I have the Go Rewards which I was approved for $24K cl about 1 1/2 years ago.  Applied for there Amex card in April and got approved for it with a $25K cl.   My scores are mid 600's but income at 100K.