@collics wrote:I've yet to get an actual increase on either of my Navy cards. Always the same reason that I've reached the maximum they are willing to extend to me at this time.
Just gonna stay in the garden and wait for some baddies to fall off.
I know you're not the OP, but yes, gardening can only help your odds in the future. 
@socalchef00 wrote:Bummer. I applied for a CLI on my NFCU Cash rewards card saturday and was denied today.
I tried to follow the guildlines of waiting 90 days between increases. I waited about 95 and got the email saying unable to approve at this time. Have to wait for the letter in the mail to see why, but darn, that sucks
Should I wait another 90 days or try again in 30?
Sorry about your decline...I've been there 
Although I personally love NFCU (happy member for 25+ years) I find that NFCU can be a little fickle when it comes to CLI's. I've had the GoRewards for over 4 years (SL $9400) and when I initially requested a CLI was denied - this was probably 2 years into having the card itself, no late payments and pretty heavy use (which could've been a reason for their hesitation). When I was denied, I decided to apply for the Platinum, the next day, and was approved for $20K instantly. So no CLI, but NFCU will give me a new product for more than double SL (I was NOT mad about that, LOL). I just recently received a CLI increase for my GoRewards last month to $15K. Maybe I caught them on a good day
You do have a much better profile than I have, so I am a little surprised that they are holding back. Not sure how long you've been a member (if relationship matters) or the ownership of the card, but I suggest waiting for the letter so you can see why it was declined, and then maybe wait another 91-180 days.
With the profile in your siggy I would bet to say it was just to soon. The only other reason I would guess could be to DTI. How many new cards have you opened recently?
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