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NFCU CLI - follow up call

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Anonymous
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NFCU CLI - follow up call

Applied for CLI two weeks ago with NFCU on an account about 3 mo old with a 4k limit. They called me today to ask my income and mortgage amount. Then said a decision will be made within 24 hours? Anyone else have this call on a CLI? Seemed odd given they already have that information from the original APP and they did a hard pull last week for the CLI.

Message 1 of 10
9 REPLIES 9
RonM21
Valued Contributor

Re: NFCU CLI - follow up call

That is kind of strange when they just got your info from the HP, but I guess the HP wouldn't verify the income, other than where your place of business is.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 2 of 10
Scupra
Super Contributor

Re: NFCU CLI - follow up call


@Anonymous wrote:

Applied for CLI two weeks ago with NFCU on an account about 3 mo old with a 4k limit. They called me today to ask my income and mortgage amount. Then said a decision will be made within 24 hours? Anyone else have this call on a CLI? Seemed odd given they already have that information from the original APP and they did a hard pull last week for the CLI.


I think they are little backed up right now. Let us know what the outcome is and good luck

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 3 of 10
undrtkr65
Frequent Contributor

Re: NFCU CLI - follow up call

I'm currently waiting on my cli decision too. I just applied last night so will have to give it some time. the rep I spoke with today said it would probably be Monday. they did my AR on 06/28 so I wasn't expecting a hp. so far haven't got any new alerts so crossing my fingers. I asked for 25k currently at 15k.
Message 4 of 10
undrtkr65
Frequent Contributor

Re: NFCU CLI - follow up call

update they approved me for 20k. did get a hp on transunion but I'll take it.
Message 5 of 10
CountryLivin
Valued Contributor

Re: NFCU CLI - follow up call


@undrtkr65 wrote:
update they approved me for 20k. did get a hp on transunion but I'll take it.

Congratulations! Smiley Very Happy

Message 6 of 10
Anonymous
Not applicable

Re: NFCU CLI - follow up call

Smiley Very Happy-Nooiice!!!
Message 7 of 10
Anonymous
Not applicable

Re: NFCU CLI - follow up call

Congratulations!

Message 8 of 10
Anonymous
Not applicable

Re: NFCU CLI - follow up call

Congrats on the approval.

Message 9 of 10
Anonymous
Not applicable

Re: NFCU CLI - follow up call

Very nice SL, congrats

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