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NFCU CLI

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Harvey26
Valued Contributor

NFCU CLI

Submitted request for CLI, I clicked MAX AMOUNT. and got 24 HR MSG. Did I mess up??

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: NFCU CLI


@Harvey26 wrote:

Submitted request for CLI, I clicked MAX AMOUNT. and got 24 HR MSG. Did I mess up??


How long have you had the account?

Message 2 of 14
Harvey26
Valued Contributor

Re: NFCU CLI

 

@Anonymous wrote:

@Harvey26 wrote:

Submitted request for CLI, I clicked MAX AMOUNT. and got 24 HR MSG. Did I mess up??


How long have you had the account?


Since Dec.

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 3 of 14
Anonymous
Not applicable

Re: NFCU CLI


@Harvey26 wrote:

 

@Anonymous wrote:

@Harvey26 wrote:

Submitted request for CLI, I clicked MAX AMOUNT. and got 24 HR MSG. Did I mess up??


How long have you had the account?


Since Dec.


It's most likely a decline because it's to new. Should wait 90 days and after an AR.

Message 4 of 14
Anonymous
Not applicable

Re: NFCU CLI

I got that too when i submitted a max request recently. Limit increased from 15.x to 21.5k the next day.
Message 5 of 14
Anonymous
Not applicable

Re: NFCU CLI


@Anonymous wrote:
I got that too when i submitted a max request recently. Limit increased from 15.x to 21.5k the next day.

How old was your account?

Message 6 of 14
TXinandout
Frequent Contributor

Re: NFCU CLI

Most likely a decline, account should be at least 90 or 3 statements open to have a chance.

 

Let us know.


@Harvey26 wrote:

Submitted request for CLI, I clicked MAX AMOUNT. and got 24 HR MSG. Did I mess up??


 

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 7 of 14
Aduke1122
Senior Contributor

Re: NFCU CLI

It's more than likely a denial for being too early , they want to see atleast 3 statements with over 90 days old .
Message 8 of 14
oldman425
Frequent Contributor

Re: NFCU CLI

Not messed up, a lesson learned.

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 9 of 14
Scupra
Super Contributor

Re: NFCU CLI

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Official-NFCU-CLI-Guide/td-p/2101185

Check that thread out if you haven't. That card will grow so don't worry!
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 10 of 14
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