NFCU CLI

[MauiMan85297]

Friday was the day my 6th statement cut for my Platinum card that currently sits at $22,500 and I asked for $31k- did this on the mobile app this morning and it went pending for review.

Data points- mid 700's scores

Limits- approx $140k

Utilization- <2%

Income- $200k+

Savings acct with them: $95k

Member since 2018

Other cards/accts- GoRewards $32k w/ $0 bal, CLOC $15k w/ $0 bal

[AverageJoesCredit]

---

@MauiMan85297 wrote:

Friday was the day my 6th statement cut for my Platinum card that currently sits at $22,500 and I asked for $31k- did this on the mobile app this morning and it went pending for review.

Data points- mid 700's scores

Limits- approx $140k

Utilization- <2%

Income- $200k+

Savings acct with them: $95k

Member since 2018

Other cards/accts- GoRewards $32k w/ $0 bal, CLOC $15k w/ $0 bal

---

Good luck, most cases are not instant  check tomorrow to see if your limit has changed. Keep checking i think you will get it

[OmarGB9]

Good luck! If approved, the most you'd get is $8k though, so that would take you to $30.5k rather than the $31k you asked for.

[Fico82]

Good luck 🤘

[CreditInspired]

---

@MauiMan85297 wrote:

Friday was the day my 6th statement cut for my Platinum card that currently sits at $22,500 and I asked for $31k- did this on the mobile app this morning and it went pending for review.

Data points- mid 700's scores

Limits- approx $140k

Utilization- <2%

Income- $200k+

Savings acct with them: $95k

Member since 2018

Other cards/accts- GoRewards $32k w/ $0 bal, CLOC $15k w/ $0 bal

---

I wish you luck but I'm wondering if your Plat has a $0 balance too. My concern--and it's just my 2cents--if you're not using your cards, NFCU may feel that you don't need a larger CL. 

[MauiMan85297]

I do use both the cards, a couple of months ago my platinum had $11,500 balance but don't keep a rolling tab on it-just pay it off.

[AverageJoesCredit]

---

@CreditInspired wrote:

---

@MauiMan85297 wrote:

Friday was the day my 6th statement cut for my Platinum card that currently sits at $22,500 and I asked for $31k- did this on the mobile app this morning and it went pending for review.

Data points- mid 700's scores

Limits- approx $140k

Utilization- <2%

Income- $200k+

Savings acct with them: $95k

Member since 2018

Other cards/accts- GoRewards $32k w/ $0 bal, CLOC $15k w/ $0 bal

---

I wish you luck but I'm wondering if your Plat has a $0 balance too. My concern--and it's just my 2cents--if you're not using your cards, NFCU may feel that you don't need a larger CL. 

---

I dont think  using your cards heavily is as important as just use them and make payment on time. Before i actually had to use them to help my Dad, my spend was normal and i still achieved high limits. Of course ymmv as always 🙄 

[MauiMan85297]

Just checked my mobile app and the CL is increased but no official confirmation just yet.  NFCU is so great when it comes to credit lines!!

Mod can move post to approvalsNFCU

[Remedios]

Congrats on your increase.

This thread is closed for additional messages, feel free to start an approval thread if you wish to do so