NFCU CLOC CLI!!!! / Credit Card Question

[Anonymous]

So my credit has been doing rather well lately so I decided to take a chance and apply for a cli on my CLOC. I asked for the full $15,000 from my current $4000 and they countered with $12,500. I of course took it! That's a cli of $8500

Current data points

EQ Fico 723

TU Fico 716

EX Fico 722

My question is, I've only had my current account for almost two months. I applied for my CLOC May 17th 2018. I know I have read that you should try for a cli at 91/3 however, I thought I would give it a shot with my cloc and am very pleased with the outcome. Should I try for another card? Can I ask for an increase on my nrewards?

[19eighty5]

Congratulations on your CLI approval!

[Anonymous]

---

@19eighty5 wrote:

Congratulations on your CLI approval!

---

Thank you! My excitement is matched by my shock believe me lol

[AverageJoesCredit]

Congrats on the Cloc

[AverageJoesCredit]

If you have 3/91, I say go for your cli,

[Anonymous]

---

@AverageJoesCredit wrote:
If you have 3/91, I say go for your cli,

---

It hasn't been 90 days yet, so I suppose I should wait. I am just impatient lol

[Anonymous]

How did u request cloc cli

[Anonymous]

---

@Anonymous wrote:
How did u request cloc cli

---

You have to go in like you are applying for a cloc and it will ask you what you wish your limit to be increased to. You will go through it like it's a completely new cloc but it will combine and just raise your current limit.

[Anonymous]

Thank you

[Anonymous]

Thank you it worked went from $6k to $15k 🙌