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NFCU Communication on a CLI request?

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AverageJoesCredit
Legendary Contributor

Re: NFCU Communication on a CLI request?

After striking out last 2 times and getting emails within a day and a half or so,  i threw a triple the other day and got an email pretty fast. Receiving another like 2 or 3 days after those gave me hope and true enough, the new email was an approval denialSmiley Happy

Message 11 of 17
HowDoesThisAllWork
Frequent Contributor

Re: NFCU Communication on a CLI request?


@CCrew wrote:

Requested a CLI increase last week, doesn't reflect that it was granted, but also no communication in the message center that it was denied. Any data points on how they usually communicate pass/fail on the CLI requests? 

I usually review all my accounts at the beginning of the year and ask for increases "just because" and they're the single lender that has been stone silent on a request. 

 

Thanks. 


@CCrew 

 

I just recently went on-line and, via their web site, requested a modest CLI for my NFCU cashREWARDS card and there was zero communication after that.  However, when I checked my account, I did notice the new Credit Limit (as requested).  So, not trying to be that guy - but to be that guy - have you checked your account?

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Message 12 of 17
CCrew
Regular Contributor

Re: NFCU Communication on a CLI request?


@HowDoesThisAllWork wrote:

.  So, not trying to be that guy - but to be that guy - have you checked your account?


LOL. No prob with being "that guy". Just checked again, no CLI. Assuming denied at this point. Reasonable thought tho on your part that it was delayed. 

Message 13 of 17
CCrew
Regular Contributor

Re: NFCU Communication on a CLI request?

To follow up, now several weeks later and still crickets. No CLI, and no communication that they're not giving me one. Weird.

Message 14 of 17
AverageJoesCredit
Legendary Contributor

Re: NFCU Communication on a CLI request?


@CCrew wrote:

To follow up, now several weeks later and still crickets. No CLI, and no communication that they're not giving me one. Weird.


Just request againSmiley Wink. There's no penalty for being a pest lol. So long as your bureaus are locked theres no risk in getting a hp. Ive gone requests before with 0 communication  with Navy and actually was my only gripe about them. I gripe never again they are just too giving to complain about not getting a cli  on some requests. 

Message 15 of 17
OmarGB9
Community Leader
Super Contributor

Re: NFCU Communication on a CLI request?


@CCrew wrote:

To follow up, now several weeks later and still crickets. No CLI, and no communication that they're not giving me one. Weird.


Yup, DGF asked for a CLI on her Platinum, and no communication whatsoever. She did get approved for one, albeit not for the full standard $8k we requested. She got a $3k CLI after about 72 hours, but no notification of any sort. 


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Message 16 of 17
HowDoesThisAllWork
Frequent Contributor

Re: NFCU Communication on a CLI request?


@HowDoesThisAllWork wrote:

@CCrew wrote:

Requested a CLI increase last week, doesn't reflect that it was granted, but also no communication in the message center that it was denied. Any data points on how they usually communicate pass/fail on the CLI requests? 

I usually review all my accounts at the beginning of the year and ask for increases "just because" and they're the single lender that has been stone silent on a request. 

 

Thanks. 


@CCrew 

 

I just recently went on-line and, via their web site, requested a modest CLI for my NFCU cashREWARDS card and there was zero communication after that.  However, when I checked my account, I did notice the new Credit Limit (as requested).  So, not trying to be that guy - but to be that guy - have you checked your account?


@CCrew 

 

Just to be complete, as things tend to run in my world, about six hours after this post (see above), I did receive an e-mail from NFCU advising of the CLI.  Naturally.

 

Just God's way of telling me not to "be that guy"!  Ha! Ha!

FICO 8 Scores as of 2022 JULY 04:

FICO 9 Scores as of 2022 JULY 04:

FICO Auto 8 Scores as of 2022 JULY 04:

FICO Auto 9 Scores as of 2022 JULY 04:

FICO Bankcard 8 Scores as of 2022 JULY 04:

FICO Mortgage 2/4/5 Scores as of 2022 JULY 04:

Starting Score: Exp 627
Current Score: Exp 713
Goal Score: Exp 750+

Take the myFICO Fitness Challenge
Message 17 of 17
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