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NFCU Denial 3rd Attempt for 2nd CC

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Anonymous
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Re: NFCU Denial 3rd Attempt for 2nd CC


@Anonymous wrote:

Well this thread has certainly been enlightening!

 

I have a similar profile to OP, with similar results. So if it's DTI they're looking at...my vehicle is on my personal credit, but it is paid for by work/not part of my salary. Should I boost my salary by the cost of the car payments that are pulling my DTI down?


YES! Any bills on your Personal Report that your work is covering  should be claimed as income, claim enough to cover it so it is a wash. You should not be taking a DTI hit on work expenses that are being reimbursed by your employer.

Message 11 of 12
Anonymous
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Re: NFCU Denial 3rd Attempt for 2nd CC

Aha. I'll have to adjust next time I app. It's a hefty payment, maybe it'll be the push I need. Thanks for the heads up!

Message 12 of 12
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