NFCU Denial Help!

[Creditaddict]

Apply for a different card from them and just include your total accessible income with everything added up to the max !!!

[Anonymous]

I think he's meaning submit the app for the same card. Do you think there's another card (or than secured) that would be easier to qualify for? I app'd for the nRewards.

[Creditaddict]

I prefer cash or go with the 3% restaurants!

[Anonymous]

Also, adding my income:

$1,650/month
Plus
Fiancée's income 29k a year
Grants and Scholarships not applied towards tuition $15,000 a year

That puts monthly income at $5,300 you don't think that's a big red flag going from $1,650 income to $5,300 income?

[Anonymous]

"As long as you resubmit your corrected application within 30 days, it will not result in an additional CBR inquiry. If you have any other questions, please let us know."

It says resubmitting a corrected application will not result in another HP but if I app for something new it might thoughts on that?

[Creditaddict]

No, I think that's the income you should use!

[Creditaddict]

If you like that card best submit again but I would think the system would know you just applied for that so I rather take a hp and let the computer run another app on a different credit card

[Anonymous]

Okay on the app it says income from my employer and additional income source where should I put my fiancée income and Scholarships?

From my employer or as "other" on additional income?

[Creditaddict]

Just include it as 1 income or you are throwing flags.
Like I said in my first response to this Navy you might run into a problem but other banks you will not

[Anonymous]

Just tried to apply for the cash rewards and it gave me a message saying cannot be processed at this time.

I think I can only app for the first one I applied for