NFCU Flagship CLI Max amount CLI

[Anonymous]

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@Anonymous wrote:
Ok, just went for double my limit.
I asked for $30,000.
The message said that my request was under review.
Any changes will be added to my account.
Is this message good or bad ?

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I got the same message and they increased my limit a couple of days later

[Anonymous]

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@Anonymous wrote:

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@bizarrocreditworld wrote:

My general understanding about NFCU is that anything over $25,000 on any card requires POI. However, since the underwriting for the Flagship Rewards card is different, the POI rule may not apply.

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Not true.  My Go Rewards was increased to 30k with no POI.

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It really depends on your income/DTI and spend/payments as well.   For everyone its a YMMV situation.  Have you ever provided POI for anything else?  We have seen that as a reason POI was not requested for CLI"s. 

[Anonymous]

Any update on this? I am thinking about applying for this card, looking for a credit card with a high starting limit. I keep a high average balance with them.

[Anonymous]

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@Anonymous wrote:

Any update on this? I am thinking about applying for this card, looking for a credit card with a high starting limit. I keep a high average balance with them.

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For a high starting limits with Navy, it helps that you have history.  At that point it would come down to your DTI/Income.  Usually 2nd cards are the one you get a much higher SL with provided your history with Navy has been good.  I know the Max is 80k on that card, but most usually start around 20-25k   As always, YMMV.