NFCU Let Me Be Great

[Anonymous]

I've brought my score from a low of 568 in December to 656 EQ, 630 TU, and EX 625, & joined NFCU. I've settled debts, removed collections, did SelfLender, and two secured cards. 0% revolving. 

NFCU declined me for RewardsCash. I submitted an appeal and they gave me $1000 CL! So excited.

What are the rules on when you can get early increases without a hard pull?

[AverageJoesCredit]

Congrats on a successful recon. Please read our Navy cli thread located here in applications. It will explain a lot of answers you seek. Short version is Navy likes to hp for everything. Best chance st sp cli would be around AR or account reviews done every 2 months or so. Welcome to the forum😃

[Anonymous]

Today does not seem like a good day for Navy approvals especially when past SL have been much higher for lower scores. Wonder if they have significantly increased underwriting in the last week