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@baller4life wrote:
Many who have joined via Navy League have been instantly approved for $20k+ cards and $15k CLOC.
Yes, I was.
@Anonymous wrote:this will be an Iffy for me . i feel you might not get the card and might have to recon just to receive a low limit.
my mom joined last week through me. Her score they pulled was 701. i think they use fico 4 from what they sent in the mail from transunion. her fico 8 scores are 720+ and she appled for the cash rewards and only got 1800. lowest card she has by a long shot. they said they want to see how well she pays to give increase. her AAofA is 6 years, no baddies whatsoever. i feel like it has somethign to do with navy league .
I completely disagree. I joined thru Navy League. Within 45 days I got:
Denied for a CashRewards Visa (then got a preapproval mailer a few days later..)APPROVED $5K SL
CLOC $15K
Refinanced my car, saved me ELEVEN PERCENT on my loan!!!
wha..wha...what ? I got my response back from NFCU today and they APPROVED me... SL of 1,900.00 > >>couldn't slap this grin off my face right now....
Special shout out to Baller4life for 'talking me off the ledge' yesterday... Thanks !!
BK7 -9/15 Starting EQ-571 | TU-528 | EX-572 ---> June'25- Fico8: EQ-826 | TU-817| EX-809 Fico9: EQ-827| TU-824 | EX-829
Amazon Store 10,000 * Apple Card-GS 13,000 * Barclay View 16,400 * Citi Costco Visa 8,100 * * Citi BB Visa 10,000 * Citi Strata Premier 8,900 * Discover 8,100 * Discover Miles 14,500 * Home Depot 10,000 * HSN 10,000 * Kohls 3,500 * NFCU Flagship 38,000 * NFCU AMEX 33,000 * Nusenda PLOC 20,000 PenFed Gold 12,500 * Sam's Club MC 20,000 *Wells Fargo Platinum 1,100 * Wells Fargo Autograph 25,000 * Wells Fargo Reflect 10,000
Total CL $275,100 Util% Sub 1% AAOA: 62 Mo