NFCU What was I thinking!!

[Anonymous]

I am literally shaking and my heart is pounding!!! I just applied for the cash rewards visa and got the 24 hour message (pulled TU). I applied three months ago and got an instant denial since then I have cleaned up my reports enough to see a significant increase (Scores are in siggy) however I'm not sure that it's enough. I'm just nervous I don't know why I decided to apply now, I feel like I jumped the gun and I should've waited a little longer. My UTI is currently @ 11% I have 1 secured loan and a discover it (secured) reporting. I just received my cap1 secured card so I haven't received my first statement nor is it reporting.

I think I just needed to get that off my chest!!!

**Received e-mail that application is under review.

[rmduhon]

Ours went under review also. We were approved the next day

[Anonymous]

Thanks rmduhon, that makes me feel a little bit better (I'm sure your profile is probably a lot better than mine) but I am hoping and praying for the best!!

[rmduhon]

I've seen profiles that had lower scores and/or some derogs get approved. Good luck

[Anonymous]

Mine also went under 24-hour review. I was approved the next day. So, there is still hope. Keep us posted. 

[Anonymous]

Thank you both! I will update when I receive a decision!

[Anonymous]

The review is not uncommon. Good luck!

[MauiMan85297]

Seems like you might have a good shot of getting your foot in the door although it may be a low SL of under 2k but that is a start, it will grow quickly! Good Luck

[Anonymous]

Sounds like you have decent odds. Try not to sweat it.

[Anonymous]

Thanks everyone! I've calmed down from my initial panic attack lol. Now I have to be patient and pray that I hear some good news!

gsully00 I'm honestly okay with any SL just to get my foot in the door