Total exposure to NFCU is around 180k in open credit... NOT including mortgage or 2016 Cadillac and 2017 Buick SUV... they recently approved a cli for 4K from 18500 to 22500 instant approval for the first time.... (apr 8.49 the lowest I think ) asked for max... requested 25k on my cash rewards currently at 18k under review... wth,.. utl with NFCU is low under 15%