So when I got my secured card my TU9 was sub 600. Now it is 671. Should I attempt to app for a cash rewards before my nrewards graduates? Honestly I would like to get an unsecured with Navy and just close out the secured one versus waiting on it if y'all think I have a shot. Only derog from the last 5 years left on my file are 2 late payments from late 2016 on an AU account. All other derogs (many were present when I got the secured) have been pfd or are close to falling off but have also been pif.
just off of your score, it looks like you'd have a good shot. There are plenty of other factors to take into consideration, but if you don't mind the pull, I'd say go for it
