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NFCU as third CC - Data Points?

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Glen_M
Frequent Contributor

Re: Applying to Navy for a CC, resulting in 3 total revolving credit lines

Congratulaitons, that's a great feeling when you're building credit to get a much higher limit.

 

 


@fltireguy wrote:

Congrats on your approval!! NICE APR and SL!!!

 

Just wait about 100 days until you get your first CLI.. You should easily hit $20k-$24k after the AR


 

I wouldn't worry about pushing for the CLI just yet.  Navy already gave him over 10x the limit the other lender did.



Message 11 of 16
lamplight2012
Frequent Contributor

Re: Applying to Navy for a CC, resulting in 3 total revolving credit lines


@fltireguy wrote:

Congrats on your approval!! NICE APR and SL!!!

 

Just wait about 100 days until you get your first CLI.. You should easily hit $20k-$24k after the AR


Thank you very much!


What is AR?

Experian: 693 | Transunion: 700 | Equifax: 690 | Utilization 4 %


EX: 5 | TU: 8 | EQ: 7
Message 12 of 16
lamplight2012
Frequent Contributor

Re: Applying to Navy for a CC, resulting in 3 total revolving credit lines


@Glen_M wrote:

Congratulaitons, that's a great feeling when you're building credit to get a much higher limit.

 

 

Thank you! I can't believe they gave me that much. I'm probably going to hit the garden for awhile. We plan on getting a house in the next year or so.

 

To highlight, yes, it's a great feeling!

Experian: 693 | Transunion: 700 | Equifax: 690 | Utilization 4 %


EX: 5 | TU: 8 | EQ: 7
Message 13 of 16
AverageJoesCredit
Legendary Contributor

Re: NFCU as third CC - Data Points?

AR = Account Review
Message 14 of 16
lamplight2012
Frequent Contributor

Re: NFCU as third CC - Data Points?


@AverageJoesCredit wrote:
AR = Account Review

Thanks, AverageJoesCredit.

 

Do you know how long it takes for NFCU to post the tradeline to CR?

 

 

Experian: 693 | Transunion: 700 | Equifax: 690 | Utilization 4 %


EX: 5 | TU: 8 | EQ: 7
Message 15 of 16
Glen_M
Frequent Contributor

Re: NFCU as third CC - Data Points?


@lamplight2012 wrote:

@AverageJoesCredit wrote:
AR = Account Review

Thanks, AverageJoesCredit.

 

Do you know how long it takes for NFCU to post the tradeline to CR?

 

 


The basic details of the account will show up within a few days of approval.  After the first monthly statement is issued the rest will be filled in -- it might take a few days for the CRs to update.



Message 16 of 16
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