NFCU cli request

[gjean78]

I recently refinance my Auto loan with Navy fed, they HP EQ so it's been about a week since they do the hard pull, so I was wonder if I request A CLI on my Cashrewards card will they use the same hard pull from last week or will it be another hard pull.

[Anonymous]

Typically  with most CU's a HP is valid for 30 days... call and ask and get your CLI while you're on the phone.

[gjean78]

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@gjean78 wrote:
I recently refinance my Auto loan with Navy fed, they HP EQ so it's been about a week since they do the hard pull, so I was wonder if I request A CLI on my Cashrewards card will they use the same hard pull from last week or will it be another hard pull.

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thanks I appreciate your input. 💪🏾 I'll do that since it hasn't been 30 days yet.

[AverageJoesCredit]

No, you cant use the same hp with Navy. They dont work like that. Plus credit and auto are two separate departments. Always expect a hp with anything you do with Navy.

[FinStar]

What @AverageJoesCredit mentioned above. Navy can be HP happy, but so generous at times. Crap, just writing this post gave me a HP with them 😵😜

[AverageJoesCredit]

Lol @FinStar , if Credit issuers gave STDs, we would all have the worse case of HrPs Navy is generous all right

[FinStar]

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@AverageJoesCredit wrote:
Lol @FinStar , if Credit issuers gave STDs, we would all have the worse case of HrPs Navy is generous all right

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@AverageJoesCredit LMAO!!!  Yeah, can you see me trying to court lenders like PNC or First Tech?  They be like... Ummm, sorry we can't date you cuz...you have lots of cooties 

[Anonymous]

Navy is really strange. Paid my cash rewards off to zero about 2 months ago. I kept a balance on there for a while, really to stay liquid and I have been doing some transitioning, and because my cash back was more than covering the interest. But the other day, I requested a cli, and was denied. I called in and said, “ hey, I have perfect payment history with you for over 3 yrs, and a good chunk of my money.” The rep told me she couldn’t give me a cli but was able to give me a 3rd, I repeat, (third) card, for the amount I requested. They are a strange lender.

[gjean78]

I pull the trigger I ask for the CLI, they say my request is under review I should get a response in 24 hours . so I'll keep u guys update.

[Anonymous]

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@gjean78 wrote:
I pull the trigger I ask for the CLI, they say my request is under review I should get a response in 24 hours . so I'll keep u guys update.

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Good luck! It's your turn for some NFCU success of the day <3