When I applied for the USAA Amex card, I had a hard pull. No invitation. I don't recall getting a hp when I applied for a checking account with them. Also, when I did a CLI with NFCU a few months ago, there was no HP.
8/16/2017~~ EQ:689 TU: 676 EX:706
09/17/2017~~EQ:692 TU: 679 EX:706