NFCU just applied and have a question

[Anonymous]

Just applied for the Go Rewards and CLI on my Cash Rewards which is $1,000. It has been 90 + days. Both went for 24 hour review. Eq is 711 Fico 8 and TU is 630 .  Got an alert that they pulled TU which is much lower, hope they look at the EQ. Anyway when I applied for the Go Rewards they did not ask what credit line I wanted. I thought you could indicate that ? . They did for the CLI and I put $25,000. My Utilization for all cards is 13% and I PIF Navy every month.  

[jlitnns]

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@Anonymous wrote:

Just applied for the Go Rewards and CLI on my Cash Rewards which is $1,000. It has been 90 + days. Both went for 24 hour review. Eq is 711 Fico 8 and TU is 630 .  Got an alert that they pulled TU which is much lower, hope they look at the EQ. Anyway when I applied for the Go Rewards they did not ask what credit line I wanted. I thought you could indicate that ? . They did for the CLI and I put $25,000. My Utilization for all cards is 13% and I PIF Navy every month.  

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I'm interested in the outcome. Good luck. 

[Adkins]

When I applied for my GoRewards card, there wasn't an option to ask for a credit line, it was assigned by the underwriter. If you get a lower line than you'd like, you can always call in for reconsideration but expect another HP. 

[Anonymous]

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@Adkins wrote:

When I applied for my GoRewards card, there wasn't an option to ask for a credit line, it was assigned by the underwriter. If you get a lower line than you'd like, you can always call in for reconsideration but expect another HP. 

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Yes I believe that is correct.

[Shawndoe79]

Good luck 

[oldman425]

Navy has treated me very well.  Best of luck to you.

[Anonymous]

Go Rewards approved for $20,000 @ 13.99%. I went online this morning and saw the approval. CLI on Cash Rewards nothing yet... Still shows $1,000. I am pretty happy with that. Would still like to get the CLI though. 

[Anonymous]

I'm in the same boat. Submitted a CLI request on my current Navy card and it went to 24hr review. My current limit on that card is $2,000 and I requested a $10K limit. I immediately apped for the CashRewards card and got $15K, which is my highest limit ever so I'll take that!

Good luck on the CLI!

[Anonymous]

rookie08 - Did they deny your CLI or are you still waiting to hear? I sent a message inquiring about it, and about 30 mins later I had an alert they pulled EQ. For the Go Rewards they pulled TU ... so hoping they are still working on the CLI

[Anonymous]

Declined for CLI- said I would get the reason in the mail .