NFCU membership and cc application

[Aduke1122]

Just hang tight they are very fair and on the rare occasions that I have seen denials you can easily try to recon with them by sending a secured message. I was denied at first for my student loans bc technically they are still showing as default on my reports even though I have been in the Rehab program for 8 out of 9 months , anyways I sent them a message after i got the denial amd explained how hard I have worked to repair my credit and how I only have one payment left til my SL will be out of default . They sent me a message back to verify my income and then the next 15 mins I had an approval message . Don't get too worried just yet , what are your scores and profile like ?

[Aduke1122]

Sorry just seen you say TU 682. You are well above thier standard approval score. My fiancé was only 614 when he was approved and he got a higher SL than I did with a 643 😕

[Anonymous]

I FINALLY got a text from Navy that I was approved for the cashRewards card I applied for last week!! I was getting really worried they were going to deny me because of my student loans but they decided to take a chance on me anyway and I couldn't be happier! I was approved for $10,100 with an apr of 11.4%! I know that limit may not seem like a lot for most but that is the highest limit I have right now! NFCU rocks!!

[bourgogne]

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@Anonymous wrote:

I FINALLY got a text from Navy that I was approved for the cashRewards card I applied for last week!! I was getting really worried they were going to deny me because of my student loans but they decided to take a chance on me anyway and I couldn't be happier! I was approved for $10,100 with an apr of 11.4%! I know that limit may not seem like a lot for most but that is the highest limit I have right now! NFCU rocks!!

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amazing sl and super amazing apr, congrats!  bet it will be double this time next year, well done

[Aduke1122]

Awesome !! I knew you would be ok ! Congrats OP