NFCU nRewards Credit Line Increase

[tebtengri]

I clicked on the "increase credit limit" link in the app thinking it would open a page showing exactly what to do to apply. Instead it immediately applied for an increase. This was before the 91/3 everyone talks about being the first time your card may auto increase your limit or you can ask for an increase.

Does anyone know if having accidentally clicked that and applying resets the 91/3 or any other timer or will they still automatically review my card for an increase at the third full billing cycle?

[M_Smart007]

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@tebtengri wrote:

I clicked on the "increase credit limit" link in the app thinking it would open a page showing exactly what to do to apply. Instead it immediately applied for an increase. This was before the 91/3 everyone talks about being the first time your card may auto increase your limit or you can ask for an increase.

Does anyone know if having accidentally clicked that and applying resets the 91/3 or any other timer or will they still automatically review my card for an increase at the third full billing cycle?

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@tebtengri,

It will NOT reset the 91/3!  ..ask again at 91/3

Happy New Year!

[FinStar]

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@tebtengri wrote:

I clicked on the "increase credit limit" link in the app thinking it would open a page showing exactly what to do to apply. Instead it immediately applied for an increase. This was before the 91/3 everyone talks about being the first time your card may auto increase your limit or you can ask for an increase.

Does anyone know if having accidentally clicked that and applying resets the 91/3 or any other timer or will they still automatically review my card for an increase at the third full billing cycle?

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Did you get approved for a CLI, and if so, what's the new CL. Otherwise, if the CLI didn't go through, you can re-attempt once you reach the eligibility timeframe as mentioned upthread.

[sznthescore]

Didn't know you could request a CLI on a secured card other then by securing more funds? I thought it was.... they automatically do it at the 3-4 mark... otherwise YOU yourself secure more funds. 

[tebtengri]

The increase button was there, that's why I clicked it. I assumed it would load a page saying "deposit more funds to secure more credit" not automatically apply for an unsecured increase 😬