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Sup everyone,
I've read a lot of topics about this card. Even a few somewhat related but not the same. I've opened a NFCU nrewards card with a 5k limit. I've seen a few others on here have done the same, but I haven't seen any follow up info about it becoming unsecured. Most of the topics are people with 500-1000 secured and get moved to 2k limits in 6-12months. I wanted to know if this is a bad approach to getting it unsecured. Will it take longer? I assume they will just leave it at 5k when it does unsecure, but has anyone had any experience with doing such a high secured limit and having it successfully unsecure and what kind of limit did you get? Any info would be greatly appreciated.
Thanks.
@Anonymous wrote:Sup everyone,
I've read a lot of topics about this card. Even a few somewhat related but not the same. I've opened a NFCU nrewards card with a 5k limit. I've seen a few others on here have done the same, but I haven't seen any follow up info about it becoming unsecured. Most of the topics are people with 500-1000 secured and get moved to 2k limits in 6-12months. I wanted to know if this is a bad approach to getting it unsecured. Will it take longer? I assume they will just leave it at 5k when it does unsecure, but has anyone had any experience with doing such a high secured limit and having it successfully unsecure and what kind of limit did you get? Any info would be greatly appreciated.
Thanks.
Generally, the nRewards graduate to unsecured in ~7 months. Here's a data point for you in regards to your deposit and/or limit. https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional-Cards/m-p/6181243#M279070