Not solid at all. I and a few other members have tried it and it comes back as prequalifying for all cards, even when one already has said cards and/or hasn't hit 91/3 and/or is full of baddies (in my case).
That said, they aren't the most strict lender by any means, and your score combined with relatively low DTI and few baddies would probably* yield an approval.
Cold apping versus being "pre-qualified" makes no difference.
*As with anything, it isn't guaranteed and YMMV.
Not the limit I wanted and not the Sorry No Card For You that I was expecting. But hey. I got it. Dang.
@Anonymous wrote:
Not the limit I wanted and not the Sorry No Card For You that I was expecting. But hey. I got it. Dang.
Well it's a moot point now, but yes, I believe they would have countered with the secured or let you use the same HP to apply for a secured. 
Congrats on the approval! I totally called it! 
It does seem like a borderline approval, but you're in! And, unlike Centurion Bank Amex, this card should actually grow quickly.
Well 91/3 refers to your FIRST CLI on a new card, after that it's every 6 months. But also at 91/3 you can try for another card if you'd like and most likely get approved and for a much higher limit, assuming of course profile stays good/improves and this card is treated responsibly. If you do end up going that route, be sure to apply for the new card first, and then CLI on this card (NOT over the phone; use app or website).
And no problem! I'm closely following all NFCU apps/approvals now since I'm looking to app myself here within the next few weeks.
@Anonymous wrote:
Not the limit I wanted and not the Sorry No Card For You that I was expecting. But hey. I got it. Dang.
Beats a secured card anyday