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NFCU pulls

tag
CCrew
Regular Contributor

Re: NFCU pulls


@Anonymous wrote:

Thanks for this thread idea. I'm pretty well resolved on trying my luck with NFCU early next year once my current gardening period ends, so I'd be very interested to find out what they pull for CC apps in my state (Virginia).


Virginia here, apped a month ago. HP on TU instant approval for $25k. 

Message 11 of 27
Anonymous
Not applicable

Re: NFCU pulls

You can always check the credit pulls database to see what they do in your state.
Message 12 of 27
Anonymous
Not applicable

Re: NFCU pulls

Date you applied? 9/25/18
-What product/CC/loan/CLI did you apply for? Go Rewards CC
-Your home state? NC
-Any freezes/locks or disputes in process? No
-Bureau pulled? TU
-Hard or Soft Pull? HP
-NOTES: wife's app for targeted offer for go rewards card with 0% apr BTs for 12 mos. Approved for $25k SL.
Message 13 of 27
Anonymous
Not applicable

Re: NFCU pulls

My data

-Date you applied? 11-13-18
-What product/CC/loan/CLI did you apply for? Cli on green credit card
-Your home state?
-Any freezes/locks or disputes in process? No
-Bureau pulled? Equifax
-Hard or Soft Pull? Hard pull
-NOTES: *Enter any add'l info or DP's here
Message 14 of 27
Anonymous
Not applicable

Re: NFCU pulls

Date you applied? 10/16/2018
-What product/CC/loan/CLI did you apply for? Cash Rewards Visa. Instant approval for 10k
-Your home state? CA
-Any freezes/locks or disputes in process? No
-Bureau pulled? TU
-Hard or Soft Pull? HP

Message 15 of 27
_NERD
Established Contributor

Re: NFCU pulls

This is great. However, is the information provided in our responses enough for the banks to identify us, and take AA if they desired? 


3B profile optimization in progress...
Message 16 of 27
ridgebackpilot
Established Contributor

Re: NFCU pulls

-Date you applied? 12/18/2018
-What product/CC/loan/CLI did you apply for? NFCU Flagship Rewards VISA
-Your home state? California
-Any freezes/locks or disputes in process? Approved for $10K once TU unfrozen
-Bureau pulled? TransUnion
-Hard or Soft Pull? HP

Message 17 of 27
Anonymous
Not applicable

Re: NFCU pulls

they could do a process of elimination and narrow down the choices if they really wanted to do but what is really the concern here?  sharing information about credit checks and approvals isn't a negative action.  Credit Unions want customers.  NFCU wants customers, they just don't want churning or points manipulation.  

Message 18 of 27
Anonymous
Not applicable

Re: NFCU pulls

-Date you applied? 12/24/18
-What product/CC/loan/CLI did you apply for? NFCU Flagship Signature Visa
-Your home state? WA
-Any freezes/locks or disputes in process? No
-Bureau pulled? Equifax
-Hard or Soft Pull? HP

 

Notes:  Member since 05/2017.  Had savings/checking/Go Rewards card.  Approved for $15,000.

Message 19 of 27
CivalV
Established Contributor

Re: NFCU pulls

They pulled TU? What was your TU score at the time?
Message 20 of 27
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