Decided to make one more app to NFCU today before I officially garden until spring starting tomorrow. I got the 24 hour message and no hit on any CR or messages yet.
However, my new SDFCU secured card came in the mail today. I held off activating it until I hear back from NFCU. Already having two unsecured Cap1s as well as one secured Cap1, is there really any point to having another secured card that won't graduate? If I don't get approved for the NFCU unsecured card, I plan to open a secured NFCU card that will graduate at some point.
I'm leaning towards not activating the SDFCU card and taking the deposit to NFCU for a bigger secured balance that will eventually graduate. Thoughts?
