NFCU when can I apply for 2nd card?

[Creditplz]

Hey everybody! My flagship was opened on May 2nd, and the 3rd statement should be available tonight on 8/6. 

Can I request a CLI & app for a new card tonight?. 

my Fico score on their online showed at 810+. 

[Anonymous]

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@Creditplz wrote:

Hey everybody! My flagship was opened on May 2nd, and the 3rd statement should be available tonight on 8/6. 

Can I request a CLI & app for a new card tonight?. 

my Fico score on their online showed at 810+. 

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It's 91/3. You should be good to go once the third statement cuts.

[Creditplz]

If it shows up tonight, is it okay to app at night? I see people posting something about a midnight trick for NFCU? Do you mind elaborating on what that is plz!! 

thank you!

[M_Smart007]

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@Creditplz wrote:

If it shows up tonight, is it okay to app at night? I see people posting something about a midnight trick for NFCU? Do you mind elaborating on what that is plz!! 

thank you!

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@Creditplz, If it were me, i'd wait an "extra" day. But that is just Me.

App for your new card, before requesting a CLI

[Mr_Mojo_Risin]

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@M_Smart007 wrote:

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@Creditplz wrote:

If it shows up tonight, is it okay to app at night? I see people posting something about a midnight trick for NFCU? Do you mind elaborating on what that is plz!! 

thank you!

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@Creditplz, If it were me, i'd wait an "extra" day. But that is just Me.

App for your new card, before requesting a CLI

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I would agree with this ☝just be safe.

Good luck to you!

[Creditplz]

Thanks guys!! 

also on NFCU pre-qualify all that shows up is a secured card... 810+ Fico and 900k total CL... does this prequalification hold any weight or is it just bonkers like BofA recommendation?.

[Jnbmom]

I agree with @M_Smart007  wait the extra day and there  is no "after midnight trick " 

As for their prequalified offers they are not reliable in any way .

[AverageJoesCredit]

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@Creditplz wrote:

If it shows up tonight, is it okay to app at night? I see people posting something about a midnight trick for NFCU? Do you mind elaborating on what that is plz!! 

thank you!

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Imo any trick or hack after midnight is pure hogwash. Navy's not going to approve or reject someone based on when they app regardless of someone's  success or failure apping at a specific time. Their algorithms surely are more complicated than that. 

[Anonymous]

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@Creditplz wrote:

If it shows up tonight, is it okay to app at night? I see people posting something about a midnight trick for NFCU? Do you mind elaborating on what that is plz!! 

thank you!

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If your third statement cuts tonight you should do it in the morning. There is no mid night trick as others mentioned.

[Streetervillelady]

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@Creditplz wrote:

Hey everybody! My flagship was opened on May 2nd, and the 3rd statement should be available tonight on 8/6. 

Can I request a CLI & app for a new card tonight?. 

my Fico score on their online showed at 810+. 

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@Creditplz Note, it's 3 full statements.  Navy has a history of generating the first statement early.  Mine was 8 days early.