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NFCU

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Established Member

NFCU

I need to be locked in the garden. This forum is bad influence. I was accepted in Navy federal and applied for a CLOC like and idiot, got denied. I didn't really need it I have one with penfed for 5k. I also applied for a go reward with NFCU it went under review. I hate myself for applying now I have 2 more HP on my report. SMH. How do I garden probably I need to have my account freezed for 2 years.
Message 1 of 19
18 REPLIES 18
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Senior Contributor

Re: NFCU

Self control and stay away from the Approvals section  Smiley Tongue

Message 2 of 19
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Super Contributor

Re: NFCU

Yup stay far away from Approvals if you don't have self control.
Message 3 of 19
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Valued Contributor

Re: NFCU

Definitely stay away from the Approval Section.
Message 4 of 19
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Frequent Contributor

Re: NFCU

Did you apply for the whole 15k CLOC?  They've been denying those lately, instead of counter offering.  I sent a secure message after my denial and asked if they could do a small amount, and they gave me $500 on the CLOC.  It's a start.  I don't know if it was another HP for that recon or not.  They did 6 HPs in one day, so I can't tell.

Message 5 of 19
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Valued Contributor

Re: NFCU

I'm sure it's tough. Plus when you see all of the approvals, it just eggs you on to app too. I keep myself form doing it by remembering how far I came. I don't want to go backwards with nothing to show for it.
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 6 of 19
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Super Contributor

Re: NFCU

Like what's already been repeated, stay away from the Approvals Section because it is an irresistable MAGNET

1-11-21-31-41-51-61-81-91-71-10
Rebuild Begin 7/22-FICO alternating avg's 650 + -
1213444
Message 7 of 19
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Established Member

Re: NFCU

Thanks DaisyFly. I also ask for a 500 loc and was approved. Better than nothing I guess
Message 8 of 19
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Senior Contributor

Re: NFCU


@MrPTato wrote:

Self control and stay away from the Approvals section  Smiley Tongue


The approvals forum helps me keep my finger off the app button. I just live vicariously.

Message 9 of 19
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Senior Contributor

Re: NFCU


@CAPTOOL wrote:

@MrPTato wrote:

Self control and stay away from the Approvals section  Smiley Tongue


The approvals forum helps me keep my finger off the app button. I just live vicariously.


haha...that is a good way to put it!

Message 10 of 19
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