NFCU

[Anonymous]

Which CRA does NFCU pull when applying for membership?? Thinking about applying but waiting for all of my UTI to drop next month. But depending which CRA I might be good to go right now. 

I live in Florida if that makes a difference. 

EDIT: Also, do they use chexsystems? Thanks 

[Anonymous]

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@Anonymous wrote:

Which CRA does NFCU pull when applying for membership?? Thinking about applying but waiting for all of my UTI to drop next month. But depending which CRA I might be good to go right now. 

I live in Florida if that makes a difference. 

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Roy I joined NFCU last August and they did 1 HP w/ TU for membership and my CashRewards card.

[EAJuggalo]

I joined three weeks ago and got 1 SP on TU for membership and 1 HP on TU for a CC app.  IF you're just applying for membership UTI isn't going to be a factor, they are really only looking for major derogs.  I was over 70% and had no problems.

[ptkdude]

They pulled Transunion and Early Warning when I opened checking/savings in October 2017.

[Anonymous]

Thanks. What is early warning?

[EAJuggalo]

Similar to Chex Systems.

https://www.earlywarning.com/consumer-information.html

[Anonymous]

Oh ok. Great. Didnt know if it was a typo for equifax lol. Thanks again 

[Anonymous]

Joined in July-TU HP.  Applied for CC three weeks later-another TU HP.