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Nasa FCU membership and credit card

happens40
New Contributor

Nasa FCU membership and credit card

Went ahead and applied for Nasa membership which was approved after sending over paper work, so I applied for their rewards card and was denied with an 745 EX score. WOW!

Message 1 of 18
17 REPLIES 17
dragontears
Valued Contributor

Re: Nasa FCU membership and credit card

What was your denial reason(s)?

Scores hover around 800
Haven't been AZEO in over a year
Rome was not built in a day, neither is a good credit profile
Message 2 of 18
happens40
New Contributor

Re: Nasa FCU membership and credit card

To many new accounts,inquiries(which is only 6) and few other BS things I don't remember. I was trying to find the reasons they said in my account but can't find the letter now.

Message 3 of 18
happens40
New Contributor

Re: Nasa FCU membership and credit card

Here are the reasons.  - Credit Scoring Factors Outside of Credit Union Guidelines
- Excessive Recently Opened Trades

Message 4 of 18
CS850
Regular Contributor

Re: Nasa FCU membership and credit card

Ironic. I just gained membership this morning as well so of course the first thing I did was app for the card. 

It gave me a "needs further review."  

I'll keep you posted. 

Message 5 of 18
CS850
Regular Contributor

Re: Nasa FCU membership and credit card

Hmm. Just read their reasons cited. That does not bode well for me then. 

Message 6 of 18
Gmood1
Community Leader
Super Contributor

Re: Nasa FCU membership and credit card

Sorry to read if your denial. They must have tighten up a bit. I had at least 12 or more new accounts in a 4 month period when they approved me. They did deny me PLOC for too many new accounts. The UWs must have swapped out.lol

Message 7 of 18
CreditDunce
Valued Contributor

Re: Nasa FCU membership and credit card

Do you mind if I ask how new your TL's are?  Are they less than 1 year old?  TIA

Message 8 of 18
happens40
New Contributor

Re: Nasa FCU membership and credit card

What do you mean by TL?

Message 9 of 18
dragontears
Valued Contributor

Re: Nasa FCU membership and credit card


@happens40 wrote:

What do you mean by TL?


TL = tradelines

Scores hover around 800
Haven't been AZEO in over a year
Rome was not built in a day, neither is a good credit profile
Message 10 of 18
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