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Nasa Membership. and CC

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taxi818
Super Contributor

Re: Nasa Membership. and CC


@B335is wrote:
Good luck Taxi. NASA approved my membership and a card simultaneously and neither was a HP. I don't know what you're looking at in terms of HP in your situation. Are any of your CR frozen?

I have 9 hp's in the last year.  I don't care if they hp.  I will call about the credit card later. No. I don't have anything frozen. And report crystal clean. Just lots of accounts in last 2 years. 

Message 11 of 20
Anonymous
Not applicable

Re: Nasa Membership. and CC

Good luck Taxi

Message 12 of 20
ddemari
Super Contributor

Re: Nasa Membership. and CC

good luck! the nasa website/ finding your application process was exhausting. 

Message 13 of 20
Anonymous
Not applicable

Re: Nasa Membership. and CC

I was thinking about apping NASA last week. Do they usually pull EX exclusively (790 EX  FICO / 8.5 AAOA) ??? Are they INQ sensitive or new account sensitive ??? I have 12 INQ's on my EX and 5 new accounts reporting now, with 5 more that will hit in the next couple of weeks. I won't app if they're INQ sensitive, but if they're not, would it be best to app prior to these new accounts reporting or after ??? Unfortunately these new accounts have 15K - 20K CL's whereas my highest reporting now would be 5500.
But not sure waiting and having another 5 new accounts reporting would be a good idea, even though the CL's are significantly higher. I think I'm best staying in the weeds for awhile, but I was hoping for SP's. Thanks. 

Message 14 of 20
cem13
Established Contributor

Re: Nasa Membership. and CC


@FinStar wrote:

It will be a separate pull for CC.  While most individuals have reported SP (mine was SP for both membership and CC); and as Irish mentioned in the other thread, it could potentially be HP, no guarantees and YEMV.  You'll know when you apply (check your monitoring service). 


My membership was a SP and I had an initial decline for the CC.  I called for a recon and the CSR said they only accept written recons and they are reviewed a few times per week by the credit committee.  

 

So I wrote them a long but truthful letter about losing my 100K+ job, medical bills, divorce, my beer got warm, my dog left me, the roof started to leak, a stray cat invaded my garage, my car took a massive dump and I stubbed my toe: All within the same quarter of 2009 which forced me to file BK7 in JAN2011.  They approved me within one hour.  The did a HP on the recon though.

FICO 08 JUL23: TU 850; EQ 846; EX 843. Clean since BK7 D/C 6/2011.
Message 15 of 20
Anonymous
Not applicable

Re: Nasa Membership. and CC

I just had the same happen to me. Instant account approval, apped for the CC and then the under review message. I can't find any reference to it on the portals it points to, either.

Did you have any luck finding yours?
Message 16 of 20
Themanwhocan
Senior Contributor

Re: Nasa Membership. and CC


@cem13 wrote:

@FinStar wrote:

It will be a separate pull for CC.  While most individuals have reported SP (mine was SP for both membership and CC); and as Irish mentioned in the other thread, it could potentially be HP, no guarantees and YEMV.  You'll know when you apply (check your monitoring service). 


My membership was a SP and I had an initial decline for the CC.  I called for a recon and the CSR said they only accept written recons and they are reviewed a few times per week by the credit committee.  

 

So I wrote them a long but truthful letter about losing my 100K+ job, medical bills, divorce, my beer got warm, my dog left me, the roof started to leak, a stray cat invaded my garage, my car took a massive dump and I stubbed my toe: All within the same quarter of 2009 which forced me to file BK7 in JAN2011.  They approved me within one hour.  The did a HP on the recon though.


I'm sorry to hear that. Warm beer is truely the worst.

 





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 17 of 20
Anonymous
Not applicable

Re: Nasa Membership. and CC


@Themanwhocan wrote:

@cem13 wrote:

@FinStar wrote:

It will be a separate pull for CC.  While most individuals have reported SP (mine was SP for both membership and CC); and as Irish mentioned in the other thread, it could potentially be HP, no guarantees and YEMV.  You'll know when you apply (check your monitoring service). 


My membership was a SP and I had an initial decline for the CC.  I called for a recon and the CSR said they only accept written recons and they are reviewed a few times per week by the credit committee.  

 

So I wrote them a long but truthful letter about losing my 100K+ job, medical bills, divorce, my beer got warm, my dog left me, the roof started to leak, a stray cat invaded my garage, my car took a massive dump and I stubbed my toe: All within the same quarter of 2009 which forced me to file BK7 in JAN2011.  They approved me within one hour.  The did a HP on the recon though.


I'm sorry to hear that. Warm beer is truely the worst.

 


+1

Message 18 of 20
wacdenney
Valued Contributor

Re: Nasa Membership. and CC

I'll never waste another app on NASA ever again.  Had $5 sitting in there forever and they can have it.

Message 19 of 20
taxi818
Super Contributor

Re: Nasa Membership. and CC


@Anonymous wrote:
I just had the same happen to me. Instant account approval, apped for the CC and then the under review message. I can't find any reference to it on the portals it points to, either.

Did you have any luck finding yours?

No. i ended up calling them on the phone and they told me i was denied. Too many recent accounts.

Message 20 of 20
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