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@B335is wrote:
Good luck Taxi. NASA approved my membership and a card simultaneously and neither was a HP. I don't know what you're looking at in terms of HP in your situation. Are any of your CR frozen?
I have 9 hp's in the last year. I don't care if they hp. I will call about the credit card later. No. I don't have anything frozen. And report crystal clean. Just lots of accounts in last 2 years.
Good luck Taxi
good luck! the nasa website/ finding your application process was exhausting.
I was thinking about apping NASA last week. Do they usually pull EX exclusively (790 EX FICO / 8.5 AAOA) ??? Are they INQ sensitive or new account sensitive ??? I have 12 INQ's on my EX and 5 new accounts reporting now, with 5 more that will hit in the next couple of weeks. I won't app if they're INQ sensitive, but if they're not, would it be best to app prior to these new accounts reporting or after ??? Unfortunately these new accounts have 15K - 20K CL's whereas my highest reporting now would be 5500.
But not sure waiting and having another 5 new accounts reporting would be a good idea, even though the CL's are significantly higher. I think I'm best staying in the weeds for awhile, but I was hoping for SP's. Thanks.
@FinStar wrote:It will be a separate pull for CC. While most individuals have reported SP (mine was SP for both membership and CC); and as Irish mentioned in the other thread, it could potentially be HP, no guarantees and YEMV. You'll know when you apply (check your monitoring service).
My membership was a SP and I had an initial decline for the CC. I called for a recon and the CSR said they only accept written recons and they are reviewed a few times per week by the credit committee.
So I wrote them a long but truthful letter about losing my 100K+ job, medical bills, divorce, my beer got warm, my dog left me, the roof started to leak, a stray cat invaded my garage, my car took a massive dump and I stubbed my toe: All within the same quarter of 2009 which forced me to file BK7 in JAN2011. They approved me within one hour. The did a HP on the recon though.
@cem13 wrote:
@FinStar wrote:It will be a separate pull for CC. While most individuals have reported SP (mine was SP for both membership and CC); and as Irish mentioned in the other thread, it could potentially be HP, no guarantees and YEMV. You'll know when you apply (check your monitoring service).
My membership was a SP and I had an initial decline for the CC. I called for a recon and the CSR said they only accept written recons and they are reviewed a few times per week by the credit committee.
So I wrote them a long but truthful letter about losing my 100K+ job, medical bills, divorce, my beer got warm, my dog left me, the roof started to leak, a stray cat invaded my garage, my car took a massive dump and I stubbed my toe: All within the same quarter of 2009 which forced me to file BK7 in JAN2011. They approved me within one hour. The did a HP on the recon though.
I'm sorry to hear that. Warm beer is truely the worst.
@Themanwhocan wrote:
@cem13 wrote:
@FinStar wrote:It will be a separate pull for CC. While most individuals have reported SP (mine was SP for both membership and CC); and as Irish mentioned in the other thread, it could potentially be HP, no guarantees and YEMV. You'll know when you apply (check your monitoring service).
My membership was a SP and I had an initial decline for the CC. I called for a recon and the CSR said they only accept written recons and they are reviewed a few times per week by the credit committee.
So I wrote them a long but truthful letter about losing my 100K+ job, medical bills, divorce, my beer got warm, my dog left me, the roof started to leak, a stray cat invaded my garage, my car took a massive dump and I stubbed my toe: All within the same quarter of 2009 which forced me to file BK7 in JAN2011. They approved me within one hour. The did a HP on the recon though.
I'm sorry to hear that. Warm beer is truely the worst.
+1
I'll never waste another app on NASA ever again. Had $5 sitting in there forever and they can have it.
@Anonymous wrote:
I just had the same happen to me. Instant account approval, apped for the CC and then the under review message. I can't find any reference to it on the portals it points to, either.
Did you have any luck finding yours?
No. i ended up calling them on the phone and they told me i was denied. Too many recent accounts.