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Nasafcu

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juniornj23
Established Contributor
‎07-03-2015 07:16 AM
‎07-03-2015 07:16 AM

Nasafcu

I just got denied by NASAFCU the reason too many new trade line and a degatory account on my credit report they pull EX. My problem is that my fico credit report from EX doesn't show any degatory account. I just pull my 3 CR from fico and is doesn't show any.

Can someone explain me how that happen
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Anonymous
Not applicable
‎07-03-2015 09:10 AM
‎07-03-2015 09:10 AM

Re: Nasafcu

@juniornj23 wrote:
I just got denied by NASAFCU the reason too many new trade line and a degatory account on my credit report they pull EX. My problem is that my fico credit report from EX doesn't show any degatory account. I just pull my 3 CR from fico and is doesn't show any.

Can someone explain me how that happen

Have you ever had any derogatory accounts?  It's possible that there is something on your EX report that doesn't show up on MyFico.  You might want to consider pulling your report directly from Experian.

 

 

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taxi818
Super Contributor
‎07-03-2015 11:15 AM
‎07-03-2015 11:15 AM

Re: Nasafcu

I wonder what scoring model they use. it states ranges from  320 to 844 experian. what the hell is that. but im in with them however

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NY2014
Established Contributor
‎07-03-2015 02:43 PM
‎07-03-2015 02:43 PM

Re: Nasafcu

yea that what bugs me about them , was denied nearly 10 months ago and still put funds into checking Ironically, i just use there debit card at a 7/11 after midnight .I got a call fraud department if i used my debt card lol $9.21 .Regarding your report. i agree pull direct from Experian i had the same problem in the sort . Experian shows 6 inq  My fico shows 5inq  i do believe is where they pull .. 

Fico Score 10/6 EQ 702,16 INQ,TU 740, 9,iNQ EX 705,21 INQ,13%UTIL-
,10 yrs history,1.6 yr AA Cap1 Plat,VentureOne,QS ,Barckey RCI, BBVA,Amex BCE,CSP,NFCU Flag, NFCU Go,NFCU,Cloc NFCU busin,NFCU busin Cloc,Amex Delta busn,Bj's busn Perks,Hawaiian air busin, Citi dc, Discover IT,Chase Hyatt,U.S bank flex perks.,Am,ex Business Plat JCP. Commercial, citi Hilton
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Anonymous
Not applicable
‎07-07-2015 12:41 PM
‎07-07-2015 12:41 PM

Re: Nasafcu

NASA may have pulled chexSystems also n may have denied you

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Anonymous
Not applicable
‎07-07-2015 12:45 PM
‎07-07-2015 12:45 PM

Re: Nasafcu

@Anonymous wrote:
@juniornj23 wrote:
I just got denied by NASAFCU the reason too many new trade line and a degatory account on my credit report they pull EX. My problem is that my fico credit report from EX doesn't show any degatory account. I just pull my 3 CR from fico and is doesn't show any.

Can someone explain me how that happen

Have you ever had any derogatory accounts?  It's possible that there is something on your EX report that doesn't show up on MyFico.  You might want to consider pulling your report directly from Experian.

 

 

Agreed!

 

 

In my wallet: Venture 15k; Barclay Ring 12.5k; Discover 10k; PenFed Promise 10k; CareCredit 7.7k; Amazon Store Card 5k. QS 5k; BA Travel Rewards 3.5k; BA Travel Rewards 3.5k; BA Platinum Visa 2k; Barclay Apple Rewards 2k. Total Credit: 76,200. 7/2-FICO: EQ - 788; TU - 779; EX - 690; Utilization: 12%; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 5 TU: 7; EX 3; Chapter 13 seven years May, 2015. Reset my garden date to 7/7. Gardening until further notice.

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GoldSorata
Established Contributor
‎07-07-2015 01:24 PM
‎07-07-2015 01:24 PM

Re: Nasafcu

@taxi818 wrote:

I wonder what scoring model they use. it states ranges from  320 to 844 experian. what the hell is that. but im in with them however

I believe NASA uses a mortgage fico score, I think it's EX 98 (EX Fico score 2)

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