Navy Federal CLI

[Anonymous]

Just applied for a CLI for my cash rewards CC. I was denied all together.

Waiting for the letter in the mail.

Did Navy change their CLI from 91/3 to 6 months?

[Jnbmom]

@Anonymous 

When date did you open your account, did  3 statements cut?

What was your SL? What'does your profile look like? What is your navy score?

[Anonymous]

I got approved April 2020. 3rd statement was cut June 24.

My score according to navy when I was approved in april was I believe 330/450.

Started with 12k. I was tempted to apply for a 2nd card later this week, but not feeling too good on it now.

[Jnbmom]

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@Anonymous wrote:

I got approved April 2020. 3rd statement was cut June 24.

My score according to navy when I was approved in april was I believe 330/450.

Started with 12k. I was tempted to apply for a 2nd card later this week, but not feeling too good on it now.

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April which day? And I meant your score provided by navy on your online account? And what is your TU FICO score?

[Streetervillelady]

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@Anonymous wrote:

I got approved April 2020. 3rd statement was cut June 24.

My score according to navy when I was approved in april was I believe 330/450.

Started with 12k. I was tempted to apply for a 2nd card later this week, but not feeling too good on it now.

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@Anonymous 

Check your first statement. Make sure you have 3 full (25-30 days) statements.  Based on the open date a statement could have cut early. 

[Anonymous]

That makes sense. I got approved on April 13th and statement cut on April 24th.

[Girlzilla88]

@Anonymous   Looks like you applied to soon you should wait til after the 24th for the CLI part you need 3 FULL statements the first one was likely not a real/full statement.

[M_Smart007]

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@Anonymous wrote:

That makes sense. I got approved on April 13th and statement cut on April 24th.

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Sounds like you might not have 3 full statements yet.

[Jannelo]

The same thing happened to me, I guess.  I also received my cashRewards CC in April.  I was borderline to begin with, with a low $500 SL.  I was never going to try for a CLI in three months, because they would see the BB&T CC I got the following month.  So, to me, it would be a decline anyway.    But my third statement hit, and it's  like they have that CLI button right there enticing you when you click onto your account. Yep, I ignored common sense and asked for a CLI.   I didn't get declined, but  I got the dreaded "under review" message or "pending review," or something similar.  That was yesterday afternoon.  I've never heard back.  A CLI hasn't shown up in my account.  Then it hit me, after reading more on here, that I needed to be at 90 or 91 days also.  I went back and looked, and I was approved on April 16.  So I was under 91 days. Although, even if I had asked for a CLI after 91 days, I don't believe I would have been given one.   I'll wait until my BB&T CC turns six months old to ask for a  CLI. on the cashRewards card.   I will have a better chance then.

[Meanmchine]

Good luck next time around !