Navy Federal Thread for CLI and Additional Cards

[Anonymous]

Touchey subject, we're not supposed to discuss freezing for these reasons.

But I can confirm NFCU pulls TU to open a CC, and seems to pull EQ to cli.

[kobe2012]

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@Anonymous wrote:

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@Anonymous wrote:
Freeze the reports... give it a try... it'll be a SP, or no pull.

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Does only Equifax need to be frozen for NFCU?

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You'll need to freeze all I believe.. cause if you freeze equifax, they will pull Transunion, happened to me before.

[steelers1]

If you freeze all 3 then you wont get a hard pull.

It will be a SP increase or nothing.

[Stryder]

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@Anonymous wrote:

But I can confirm NFCU pulls TU to open a CC, and seems to pull EQ to cli.

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i can also confirm that I cli'ed my CC yesterday and it went into 24 hour review, which means the hp'ed me....they pulled EQ. The cli was succesful, went from 16.2k to 24k. so I ap'ed for the Flagship rewards card this morning and they pulled TU....in review for 1 business day...should find out tomorrow.. 

[Anonymous]

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@Anonymous wrote:
Touchey subject, we're not supposed to discuss freezing for these reasons.

But I can confirm NFCU pulls TU to open a CC, and seems to pull EQ to cli.

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For me TU for membership, TU for Go Rewards approval, TU for Go Rewards CLI.

EQ for CLOC approval.

[kobe2012]

Just checked EQ and got a hp... which I didn't mind

[Anonymous]

I'm keeping my fingers crossed for you Stryder!

Congrats on the nice CLI too!!

[Stryder]

Thank you DadeWalton.. I follow you and I appreciate your comment. This means a lot to me and I'm not just app'ing willie nilley .... they all have purpose!

[Anonymous]

@ Strdyer, it's very clear that you have a great plan and you do an even better job of strategizing. 

I couldn't decide between the Go Rewards and the Flagship for my second card attempt in January. Ultimately I decided on the Go Rewards due to the fact that I wasn't confident that I could get a second card, let alone the $5K minimum SL for the Flagship. I got approved for the Go Rewards with a $5500 SL so I was very happy. Heck, if I had your profile, I would have app'd for 2 Flagships lol!!

I continue to learn a lot from you my friend and always appreciate your perspective. 

Dade lol!

[Anonymous]

What is a NavCheck? A CLOC?