Navy Federal Thread for CLI and Additional Cards

[Ivylicious1908]

Mine only took 24 hours. After I submitted I got that message.  The 24 hour message is in fine print in the middle of the page. And I screen shot the screen right after I submitted. I capture everything just in case I miss something. 

[coreyb80]

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@Ivylicious1908 wrote:

Mine only took 24 hours. After I submitted I got that message.  The 24 hour message is in fine print in the middle of the page. And I screen shot the screen right after I submitted. I capture everything just in case I miss something. 

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Thank you.  I believe I'm jumping the gun too soon, but I'll leave it be for the next couple of days.  

[M_Smart007]

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@coreyb80 wrote:

Sucks that I can't remember the day I received the COVID $500 91 day CLI from Navy in July(somwhere between the 5th-9th) because I've been trying for a CLI for the past couple days.  Not sure if the process is slow because they're backed up or maybe I'm jumping the gun too soon. 

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@coreyb80, You can call or chat and find out the date. It is what I did.

[coreyb80]

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@M_Smart007 wrote:

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@coreyb80 wrote:

Sucks that I can't remember the day I received the COVID $500 91 day CLI from Navy in July(somwhere between the 5th-9th) because I've been trying for a CLI for the past couple days.  Not sure if the process is slow because they're backed up or maybe I'm jumping the gun too soon. 

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@coreyb80, You can call or chat and find out the date. It is what I did.

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Thank you, I will reach out to verify.  I know now to write down the date in my spreadsheet once I have it.  

[AverageJoesCredit]

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@coreyb80 wrote:

Sucks that I can't remember the day I received the COVID $500 91 day CLI from Navy in July(somwhere between the 5th-9th) because I've been trying for a CLI for the past couple days.  Not sure if the process is slow because they're backed up or maybe I'm jumping the gun too soon. 

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They are swamped. If you cant remember  exact day, guestimate and add a week

[AverageJoesCredit]

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@cashorcharge wrote:

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@M_Smart007 wrote:

NFCU updated this months FICO® Score's

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NFCU Monthly Holiday!

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Haha, mine went up 3 points to 727. Man i remember the days i was high 780's . Oh wait, that was pre Covid

[AverageJoesCredit]

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@Anonymous wrote:

Aloha everyone!

I just finished a chat session at Navy and the rep said that there will not be an open offer to the membership for BT's this January. He said that they are only doing a targeted offer and if I didn't get an email then none of my cards are eligible. Well rats!! 

My faith in CSR's is very limited so I sent a secured message to verify. I can kinda understand if Navy doesn't want to take on a ton of BT activity at 1.99% since there is probably a lot of Covid related debt out there that would be coming their way. I will report back after I receive a reply to the SM.

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Good info Lei. I can see their view as well as ours. Shoot how many lenders still be giving credit these past few months like Navy? Not many. We still see 25k approvals and multi cli increases so im happy for that. Also one reason i went for Plat now, jic. 

[AverageJoesCredit]

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@Ivylicious1908 wrote:

@AverageJoesCredit ..roflmao... I just moved up 10 points to 760!! I wish everyone used FICO 9!! 😪

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At one point i was over 800 last year on fico9 then 780's- 790's . Pf could care less, Navy didnt mind. Now ive fallen to the 720's but thats Covid for ya. Im just happy to still pay bills on time, for now

[cashorcharge]

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@AverageJoesCredit wrote:

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@cashorcharge wrote:

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@M_Smart007 wrote:

NFCU updated this months FICO® Score's

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NFCU Monthly Holiday!

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Haha, mine went up 3 points to 727. Man i remember the days i was high 780's . Oh wait, that was pre Covid

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As long as it's going up...that's reason to celebrate!  Congrats @AverageJoesCredit WOOHOO!

[AverageJoesCredit]

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@cashorcharge wrote:

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@AverageJoesCredit wrote:

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@cashorcharge wrote:

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@M_Smart007 wrote:

NFCU updated this months FICO® Score's

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NFCU Monthly Holiday!

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Haha, mine went up 3 points to 727. Man i remember the days i was high 780's . Oh wait, that was pre Covid

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As long as it's going up...that's reason to celebrate!  Congrats @AverageJoesCredit WOOHOO!

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Thanks Cash. Interestingly, my last 2 cli increases happened while my score dipped to 724 the previous month