@Anonymous wrote:Apologise if this is off topic, but successful APR reduction! 5.99%! Platinum. One year anniversary.
@Anonymous, We allow you (1) off topic per year ...JK
Congratulations on your APR reduction, sure feels good does'nt it?
I felt good getting my MoreRewards down to the lowest they offer on that CC 9.65%
My platinum, will be one year old in December of this year. So a few more months on that one.
Then I can work on The Flagship in March of next year.
This is the only CC interest I have paid this year
Interest Paid YTD $0.87
and I was more than happy to give it to Navy
@Anonymous wrote:Apologise if this is off topic, but successful APR reduction! 5.99%! Platinum. One year anniversary.
Congratulation on your APR reduction. When is that 2nd Navy card coming?
@EverForward wrote:Good Morning,
Last night, I noticed my NFCU nRewards CL increased from $300 to $2,000, but the available limit was still $300. This morning it's now reflected as a CashRewards CC with the full available limit of $2,000. Yeah!! 😀
It's been roughly 6 months since I opened it on 2/18/2020. I use the card actively along with my checking and savings accounts. My utilization at statement cut always less than 3% and PIF.
Now the $6m dollar question, do I ask for a CLI, app for a 2nd card, or simply let it resonate for awhile? I'm leaning towards the later.
I already consider myself very fortunate to be this far along. I just started my rebuild January of this year, after filing Ch7 12/2018, and have 4 CC already with total CL of $5,500. Next year, I'll pursue an SSL to replace my Self loan.
Congratulations on your graduation and CLI!
Follow up on DH app.
No word in a week, so we called. Rep escalated it immediately to the cc department who reviewed our tax returns and then denied him because income didn't match. A little frustrated, 5k difference in 2019, but accurate in 2018, but my fault ultimately and DH doesn't care about inquiries. Reapped immediately with a lower income and was approved within 24 hours, 12.3k/5.99. This is our last BT paying down 30k in debt from when he started his business. Around 6k to go, easy peasy.
@recoveringfrombk7 wrote:Follow up on DH app.
No word in a week, so we called. Rep escalated it immediately to the cc department who reviewed our tax returns and then denied him because income didn't match. A little frustrated, 5k difference in 2019, but accurate in 2018, but my fault ultimately and DH doesn't care about inquiries. Reapped immediately with a lower income and was approved within 24 hours, 12.3k/5.99. This is our last BT paying down 30k in debt from when he started his business. Around 6k to go, easy peasy.
Congrats to DH on Approval, sorry about all the hassle
So glad it worked out and thank you for the details! Congrats to DH on his Navy success!!
@recoveringfrombk7 wrote:Follow up on DH app.
No word in a week, so we called. Rep escalated it immediately to the cc department who reviewed our tax returns and then denied him because income didn't match. A little frustrated, 5k difference in 2019, but accurate in 2018, but my fault ultimately and DH doesn't care about inquiries. Reapped immediately with a lower income and was approved within 24 hours, 12.3k/5.99. This is our last BT paying down 30k in debt from when he started his business. Around 6k to go, easy peasy.
Congratulations on DH approval!