Navy Federal Thread for CLI and Additional Cards

[Anonymous]

Hello! I have a quick question. Are CLI's limited to once every six months across all accounts, or is it per account? As an example I got a CLI in August for my cash rewards card, but I'd like to get one for my Amex now if possible.

[AllZero]

It is per account.

[M_Smart007]

---

@AllZero wrote:
It is per account.

---

@AllZero, Super Soaked Stoked  .. Qualify for (2) CLI's around Dec 15th.

Platinum & Flagship     (Possibly MR too, but will hold off for a bit on that one.)

Now just gotta remember the exact date @Anonymous told me

If anyone doubts "His" value? ... just don't!

Saeren has helped Me tremendously, and is greatly appreciated.

Would also like to thank @Anonymous  & @AllZero 

and @Anonymous , when not so busy

Many others have been a great help, sorry if you were not mentioned.

Edited by Me >>> To get title back on track.

[Mr_Mojo_Risin]

---

@M_Smart007 wrote:

---

@AllZero wrote:
It is per account.

---

@AllZero, Super Soaked Stoked  .. Qualify for (2) CLI's around Dec 15th.

Platinum & Flagship     (Possibly MR too, but will hold off for a bit on that one.)

Now just gotta remember the exact date @Anonymous told me

If anyone doubts "His" value? ... just don't!

Saeren has helped Me tremendously, and is greatly appreciated.

Would also like to thank @Anonymous  & @AllZero 

and @Anonymous , when not so busy

Many others have been a great help, sorry if you were not mentioned.

---

My 91/3 for the More Rewards is around the 13th of Dec. Hopefully we'll be celebrating some extra credit!! 🤑

[Anonymous]

---

@M_Smart007 wrote:

---

@AllZero wrote:
It is per account.

---

@AllZero, Super Soaked Stoked  .. Qualify for (2) CLI's around Dec 15th.

Platinum & Flagship     (Possibly MR too, but will hold off for a bit on that one.)

Now just gotta remember the exact date @Anonymous told me

If anyone doubts "His" value? ... just don't!

Saeren has helped Me tremendously, and is greatly appreciated.

Would also like to thank @Anonymous  & @AllZero 

and @Anonymous , when not so busy

Many others have been a great help, sorry if you were not mentioned.

Edited by Me >>> To get title back on track.

---

@M_Smart007 Youre always welcome!

[Washin17]

That's exactly what I do!  My second card has cl continued to grow because it started off high but the second card was slow.  Yesterday I requested a cli on my second card that had a 26k limit and it was raised to 29k.  I decided to try to get my first card with a limit of 15.5 to make my second card and to my surprise, it was approved!!!! I went from 15.5k to 29k! I couldn't believe it I had to keep checking both accounts just to make sure I wasn't going crazy!

[AllZero]

---

@M_Smart007 wrote:
Would also like to thank @Anonymous  & @AllZero 

and @Anonymous , when not so busy

Many others have been a great help, sorry if you were not mentioned.

---

[AllZero]

---

@Washin17 wrote:

That's exactly what I do!  My second card has cl continued to grow because it started off high but the second card was slow.  Yesterday I requested a cli on my second card that had a 26k limit and it was raised to 29k.  I decided to try to get my first card with a limit of 15.5 to make my second card and to my surprise, it was approved!!!! I went from 15.5k to 29k! I couldn't believe it I had to keep checking both accounts just to make sure I wasn't going crazy!

---

Congratulations on your CLIs! I believe this is the first reported CLI over the current $4,000 standard CLI. Job well done.

@Washin17  Was this first card CLI done recently?

[spiritcraft1]

---

@Washin17 wrote:

That's exactly what I do!  My second card has cl continued to grow because it started off high but the second card was slow.  Yesterday I requested a cli on my second card that had a 26k limit and it was raised to 29k.  I decided to try to get my first card with a limit of 15.5 to make my second card and to my surprise, it was approved!!!! I went from 15.5k to 29k! I couldn't believe it I had to keep checking both accounts just to make sure I wasn't going crazy!

---

Yes, you broke the $4k barrier.  Nice!

What are your scores like these days?

[spiritcraft1]

I have a theoretical question.

I may try again for my third card as my TU 09 has increased to 691.   I have an excellent nearly 5 year NFCU history.

If I do go for it and get approved for a nice SL, Can I transfer some of that CL to my Flagship despite having gotten a CLI on the Flagship 60 days ago? 

If I go for it and get a smaller CL, could I transfer most to another card like the FS and then close the new account later in the hopes of getting a larger SL after my last derog drops on TU?  I guess the question comes down to if you can close a 3rd card and later get a new 3rd card???

Or should I wait?  It seems Navy is handing out large lines currently for high 600 scores. 

DP's: 10 total TU INQs, 3 in the last year.  Latest new account nearly a year ago.  One nearly 7 year old CO remains (was 9)