Navy Federal Thread for CLI and Additional Cards

[FinStar]

@Anonymous- just a quick navigation tip when replying to a variety of posts given the number of members posting on this mega-thread.  This allows better flow of responses whenever prior messages/comments are referenced.

When replying to a message, the "Quote" button (top area in the text editor) allows you to quote the comment(s) of another member's post.  Hopefully, this helps

[Anonymous]

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@FinStar wrote:

@Anonymous- just a quick navigation tip when replying to a variety of posts given the number of members posting on this mega-thread.  This allows better flow of responses whenever prior messages/comments are referenced.

When replying to a message, the "Quote" button (top area in the text editor) allows you to quote the comment(s) of another member's post.  Hopefully, this helps

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Thank you!! Nice 

[newfossil]

When getting a cli, it is still Max 3x CL correct?

[Anonymous]

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@newfossil wrote:

When getting a cli, it is still Max 3x CL correct?

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3X up to $4K max currently. 

[Anonymous]

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@newfossil wrote:

When getting a cli, it is still Max 3x CL correct?

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4K aka Covid-4K

[newfossil]

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@Anonymous wrote:

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@newfossil wrote:

When getting a cli, it is still Max 3x CL correct?

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4K aka Covid-4K

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But if the previous credit line, 3x would make it less then 4K, would it still be 4K or 3x?

[Anonymous]

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@newfossil wrote:

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@Anonymous wrote:

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@newfossil wrote:

When getting a cli, it is still Max 3x CL correct?

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4K aka Covid-4K

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But if the previous credit line, 3x would make it less then 4K, would it still be 4K or 3x?

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I always aim high tbh.. just shoot for the stars and let the system max you out. 

[Anonymous]

Hello everyone I'm still kinda new trying to figure out how to navigate around,

I have couple questions as I joined nfcu 10/2019 been in rebuild I started with nrewards started with $200 limit then couple months later raided it to $2600 then couple months after that I maxed it out with $5,000 limit I have had the card almost 18 months all on time payments I think once or twice I carried Bal but other wise I pay statement in full every month, now in March 2021 I was approvied for Amex more rewards with SL OF $1,800 so when I asked the rep that helped me and asked why nrewards is still secure she stated that seeing that I was only approved for SL of $1,800 unsecured could be the reason cuz I have 5k limit on nrewards so I went and lowered my limit on nrewards down to $200 and I hope and pray it unsecures as on the 26th of April it will be one full statement with the new $200 limit on nrewards my question is if it don't unsecure should I close it and try for a second unsecured card and hope I have a higher SL but if nrewards does unsecure should I leave it or move limit to my Amex then close the new cash reward and reapply for card I think I did this backwards as second card usually yields higher SL I'm lost as to what I should do or once I hit 91/3 should I try for 3rd card then request a CLI on Amex any advice would be Awsome please and thank you

also I posted this in another thread but I don't think it's active anymore so sorry in advance  for double post 

[Anonymous]

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@newfossil wrote:

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@Anonymous wrote:

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@newfossil wrote:

When getting a cli, it is still Max 3x CL correct?

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4K aka Covid-4K

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But if the previous credit line, 3x would make it less then 4K, would it still be 4K or 3x?

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3X. 

[newfossil]

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@Anonymous wrote:

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@newfossil wrote:

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@Anonymous wrote:

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@newfossil wrote:

When getting a cli, it is still Max 3x CL correct?

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4K aka Covid-4K

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But if the previous credit line, 3x would make it less then 4K, would it still be 4K or 3x?

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3X. 

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Thank you! That makes me feel loads better. At last increase I received 3x previous limit, but not 4K.