I actually filed for BK November 2016
Starting Score: Eq 485 TU 467 Ex 400 BK filed Dec 2016
Either way I'm going to wait till after April or May as I'm in a process of buying a home
Even though I read and typed '16', I was thinking '18' for some reason. My bad! But that's your file date, when was your discharge? Is that what you meant in your sig, December? You gotta make sure it's 25+ months post discharge, not file. Otherwise you're just going to waste HP after HP and possibly just get another $500, unless you fall into their exceptional rebuild category. 
Again, my bad on getting confused with the dates. Not trying to argue with anyone here, just don't wanna see someone else waste inquiry after inquiry on something that more than likely won't happen before 25+ months.
25 months post discharge will be in March
I forgot to mention that my BK was deleted from EQ &TU only Reporting on Ex. I'm not sure that matters tho as I won't be applying for a second card until close on my home in April at the earliest
Gonna APPLY for a second card after I close on my home April 12th I will post results
Update to encourage others I was just approved for a second card the Platinum credit card with a $10k SL
@kaylord84 wrote:Update to encourage others I was just approved for a second card the Platinum credit with a $10k SL
Congratulations on your approval!
Thanks 😊