Navy Federal goRewards

Harvey26 · ‎02-27-2016

Recently opened Navy Fed accounts the other day and then decided to app for the goRewards to take advantage of the 2.99 balance transfer offer. I said no more apps for a year but I did need to do a balance transfer as I had to unexpectedly almost max out my discover and the interest rate there is 20.24 so I did send a secure message asking for at least 5k so I can do all balance transfers at one time. I saw that they did pull credit to open membership and then Friday pulled TU for the VISA app and my TU score via myfico is a 723.. is that good enough to get the 5k? Just any feedback is appreciated

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K

FIRECOURAGE · ‎02-27-2016

They gave me $6200 on my goRewards for a 657 EQ pull.

4/01/2019 | Dismissed Chapter 7 BK

7/30/2024 | Equifax: 703 | Experian: 703 | TransUnion: 729
Goal Score: 750 - Across The Board

gibeon · ‎02-27-2016

Depending on the rest of your report, 723 is good enough for way, way more than $5k.

Good luck!

23 Open Bank Cards / 7 Open Store Cards / TOO many inquires / Mid/High 600's

Anonymous · ‎02-27-2016

@Harvey26 wrote:
Recently opened Navy Fed accounts the other day and then decided to app for the goRewards to take advantage of the 2.99 balance transfer offer. I said no more apps for a year but I did need to do a balance transfer as I had to unexpectedly almost max out my discover and the interest rate there is 20.24 so I did send a secure message asking for at least 5k so I can do all balance transfers at one time. I saw that they did pull credit to open membership and then Friday pulled TU for the VISA app and my TU score via myfico is a 723.. is that good enough to get the 5k? Just any feedback is appreciated

Yes.

I, too, have the GOREWARDS. It's an awesome card. Points rack up fast.

undrtkr65 · ‎02-27-2016

I got the cash rewards card with a 3k credit line. My score was only 598 equifax.

Anonymous · ‎02-27-2016

it's impossible to determine based on solely score as your report does matter but they're the most generous credit union i can think of. i don't have scores in the 700s yet but have 2 cards with them at $8k and $10k and a $15k LOC so the possibility is present.

jbsea · ‎02-27-2016

I think when I got my cash rewards with them I was around 600 and got a $7000 SL

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta

Anonymous · ‎02-27-2016

They pull EQ 04. Available here with myFico report.

GoRewards was first cc with them. Aug 2015 EQ 08 was high 500's with $1900 SL. By Nov EQ had jumped to mid 600's, CLI to $14k. YMMV. Given your 08 looks good, could assume 04 as well, but different year, different variables.

Great card though. New reward structure is awesome.

Edit: 12.24.15 EQ Bankcard score 5, 674 for data point.

Edit 2: Not to erase, now i'm unsure if they pull 04 or i'm getting them confused with another lender. FYI folks, i've been working 6 days a week for almost 2 months. bit tired.

Long story short, I wouldn't be worried unless you have a baddie in the last 12 months.