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Navy Fed will pull your TU 9 for all personal credit cards and loans. For credit line increases they use Equifax. And just a side note for those that don't know for any buisness credit or loans they pull Experian fico 3.
@nccarguy1 wrote:A direct deposit will raise your internal score with NFCU. The $ amount really doesn't matter. See if your employer will allow split DD. 10% to NFCU the remainder to your current bank.
I agree. I joined NFCU in July 2024. Immediately opened a checking account and started DD of 15% in August. Was approved for a Cashrewards+ for 20k in August which two CLIs later is now at 36k. They've been great. I can't recommend them enough.