Navy Flagship

[Anonymous]

I applied for Navy Flagship card last night and it went pending. I always got instant decisions by Navy. Anyone else have experience with this? Hopefully they will approve it. 🤞🏼

[FireMedic1]

What other products do you have from NFCU? Scores? Baddies?

[Anonymous]

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@FireMedic1 wrote:

What other products do you have from NFCU? Scores? Baddies?

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Chapter 7 May 2017. After that no baddies. They pulled TU with fico score 778. I have cash rewards visa with $44K credit limit. 

[md_rebuild]

I have been with NFCU since my Ch7 that was filed in 2019.   I have a NFCU Cash Rewards with a CL of $10.5.   Also have an auto loan with them and checking and multiple savings accounts.  They wouldn't give me a CLI on the C Rewards card so on a whim I thought about applying for the Flagship.   Got the same message you got, and then on that Monday (applied on the weekend) got word of approval and a $25K CL.   So you never know.

Scores in the range from 670-685.

[Anonymous]

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@md_rebuild wrote:

I have been with NFCU since my Ch7 that was filed in 2019.   I have a NFCU Cash Rewards with a CL of $10.5.   Also have an auto loan with them and checking and multiple savings accounts.  They wouldn't give me a CLI on the C Rewards card so on a whim I thought about applying for the Flagship.   Got the same message you got, and then on that Monday (applied on the weekend) got word of approval and a $25K CL.   So you never know.

Scores in the range from 670-685.

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I got the email yesterday saying we are unable to approve your application. 

[OmarGB9]

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@Anonymous wrote:

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@md_rebuild wrote:

I have been with NFCU since my Ch7 that was filed in 2019.   I have a NFCU Cash Rewards with a CL of $10.5.   Also have an auto loan with them and checking and multiple savings accounts.  They wouldn't give me a CLI on the C Rewards card so on a whim I thought about applying for the Flagship.   Got the same message you got, and then on that Monday (applied on the weekend) got word of approval and a $25K CL.   So you never know.

Scores in the range from 670-685.

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I got the email yesterday saying we are unable to approve your application. 

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aw man that stinks. Sorry for the denial.

[Citylights18]

Sorry to hear. Maybe you can convert your cash rewards?

[GZG]

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@Anonymous wrote:

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@md_rebuild wrote:

I have been with NFCU since my Ch7 that was filed in 2019.   I have a NFCU Cash Rewards with a CL of $10.5.   Also have an auto loan with them and checking and multiple savings accounts.  They wouldn't give me a CLI on the C Rewards card so on a whim I thought about applying for the Flagship.   Got the same message you got, and then on that Monday (applied on the weekend) got word of approval and a $25K CL.   So you never know.

Scores in the range from 670-685.

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I got the email yesterday saying we are unable to approve your application. 

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I imagine you're at your maximum TCL from Navy

has anybody asked for a navy CLD and then reapplied? 

[Anonymous]

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@Citylights18 wrote:

Sorry to hear. Maybe you can convert your cash rewards?

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I would want to get the sign up bonus.

[Anonymous]

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@GZG wrote:

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@Anonymous wrote:

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@md_rebuild wrote:

I have been with NFCU since my Ch7 that was filed in 2019.   I have a NFCU Cash Rewards with a CL of $10.5.   Also have an auto loan with them and checking and multiple savings accounts.  They wouldn't give me a CLI on the C Rewards card so on a whim I thought about applying for the Flagship.   Got the same message you got, and then on that Monday (applied on the weekend) got word of approval and a $25K CL.   So you never know.

Scores in the range from 670-685.

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I got the email yesterday saying we are unable to approve your application. 

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I imagine you're at your maximum TCL from Navy

has anybody asked for a navy CLD and then reapplied? 

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I think so also. I didn't ask but would want to know if someone did for CLD.