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Navy plat cli denial Updated approved

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OmarGB9
Community Leader
Super Contributor

Re: Navy plat cli denial


@kickhard88 wrote:

@OmarGB9 wrote:

Just a thought, if you were denied for it being too soon, perhaps you were just off by a day. You say you opened the account December 10th, 2022, and you're right, 91 days from then would be today, March 11th, 2023, but did you open it late in the day on December 10th by chance? Cause maybe it was counted as if you opened it the 11th, meaning your 91 days would actually be tomorrow, March 12, 2023.   

 

 

no hurt in trying still got the under review will see if not just lower my expectation and just try in june. Still have other cards like disco and care credit that gives me cli with no problems now just need amex to follow thanks anyway

 

 

 


 


Keep checking your app/online portal to see if your CL changes. Sometimes it happens overnight/without any warning. Either way, please keep us updated. 


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 11 of 19
SUPERSQUID
Valued Contributor

Re: Navy plat cli denial


@kickhard88 wrote:

@OmarGB9 wrote:

Just a thought, if you were denied for it being too soon, perhaps you were just off by a day. You say you opened the account December 10th, 2022, and you're right, 91 days from then would be today, March 11th, 2023, but did you open it late in the day on December 10th by chance? Cause maybe it was counted as if you opened it the 11th, meaning your 91 days would actually be tomorrow, March 12, 2023.   

 

 

no hurt in trying still got the under review will see if not just lower my expectation and just try in june. Still have other cards like disco and care credit that gives me cli with no problems now just need amex to follow thanks anyway

 

Under reveiw with NFCU is not necessarily a negative. All of my cli's with them went into 24 - 48 hour reveiw and all were approved.

 


 


 

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 12 of 19
Meanmchine
Super Contributor

Re: Navy plat cli denial

My son-in-law is due for his 91 day cli.

I will be watching this thread

Good kyck

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2025 All 3 reports 845 - 850(F8) F9s = all 850 but my app finger is still twitching
Message 13 of 19
kickhard88
Regular Contributor

Re: Navy plat cli denial


@OmarGB9 wrote:

@kickhard88 wrote:

@OmarGB9 wrote:

Just a thought, if you were denied for it being too soon, perhaps you were just off by a day. You say you opened the account December 10th, 2022, and you're right, 91 days from then would be today, March 11th, 2023, but did you open it late in the day on December 10th by chance? Cause maybe it was counted as if you opened it the 11th, meaning your 91 days would actually be tomorrow, March 12, 2023.   

 

 

no hurt in trying still got the under review will see if not just lower my expectation and just try in june. Still have other cards like disco and care credit that gives me cli with no problems now just need amex to follow thanks anyway

 

 

 


 


Keep checking your app/online portal to see if your CL changes. Sometimes it happens overnight/without any warning. Either way, please keep us updated. 

 

Looks like you was right thanks 

Quick dp fico 9 score eq 740 no baddies small checking account and savings no dd


 

Message 14 of 19
sznthescore
Established Contributor

Re: Navy plat cli denial


@kickhard88 wrote:

didnt need the letter everyone that i talked to except one person said account is too new they dont do 91 days cli. One lady got pretty angry that i mention the 91 days cli. 6 months seems to be it atleast for me


And all we we're trying to do is help. Too new for a CLI mean to early on new accounts. Then you try again and get approved, but what do we know.

REBUILDER CARDS




Goal: FICO 700+
Message 15 of 19
Rdbeetle
Valued Contributor

Re: Navy plat cli denial Updated approved

Congrats on eventually getting the CLI!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
FICO 8 Scores: EX 796 I TU 806 I EQ 808
Message 16 of 19
JoeRockhead
Senior Contributor

Re: Navy plat cli denial Updated approved

Very nice, congratulations! 

Message 17 of 19
gingerflower
Senior Contributor

Re: Navy plat cli denial Updated approved

@kickhard88 

Congratulations on the Update CLI Approval with Nfcu. 👍

Message 18 of 19
kh_jenn
Administrator

Re: Navy plat cli denial Updated approved

Congrats on the approval! This thread is now locked to new replies, but please feel free to continue the discussion in the Approvals board.

Message 19 of 19
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