Navyfed something is weird !

[cuti]

Last week NaVy give me second card 20k sl, I have the first card with NaVy for over 6 months, I try to ask for cli on the 1st card 3 time this past week, and all of them declined but the weird part is they never hard pull me (lucky me ) I thought NaVy hard pull for everything but seem like they automatic decline without pull my credit ! Try secure message for reconn but didn’t receive any response yet? The weird part I’m talking about is no hard pull from Navy lolz , sorry guys if my English give you a headache hihihi ! Thank you all .

[FinStar]

What is the reason for the declined results? Have you received any letters with the reason(s)? Are your CRs unlocked, especially EQ or TU?

[cuti]

No my report never lock , and I don’t know how to lock it lolz , I did receive letter from them , the reason is you reach maximum internal loan limit ! But good thing is they don’t bother to pull my credit so I’m happy with it, thanks so much for respond my post !

[Anonymous]

Wow, you're fortunate! They HP'd me for my maximum unsecured limit both for my CLI and second card request. Enjoy it, it doesn't happen often 😂 

[cuti]

Thanks Saeren !

[gjean78]

you just gotta give it more time to increase your internal limits with NFCU. if I were u I would wait about 6 months before ask for any CLI