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Navyfed something is weird !

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Regular Contributor

Navyfed something is weird !

Last week NaVy give me second card 20k sl, I have the first card with NaVy for over 6 months, I try to ask for cli on the 1st card 3 time this past week, and all of them declined but the weird part is they never hard pull me (lucky me ) I thought NaVy hard pull for everything but seem like they automatic decline without pull my credit ! Try secure message for reconn but didn’t receive any response yet? The weird part I’m talking about is no hard pull from Navy lolz , sorry guys if my English give you a headache hihihi ! Thank you all .
Message 1 of 6
5 REPLIES 5
Moderator

Re: Navyfed something is weird !

What is the reason for the declined results? Have you received any letters with the reason(s)? Are your CRs unlocked, especially EQ or TU?
Message 2 of 6
Regular Contributor

Re: Navyfed something is weird !

No my report never lock , and I don’t know how to lock it lolz , I did receive letter from them , the reason is you reach maximum internal loan limit ! But good thing is they don’t bother to pull my credit so I’m happy with it, thanks so much for respond my post !
Message 3 of 6
Super Contributor

Re: Navyfed something is weird !

Wow, you're fortunate! They HP'd me for my maximum unsecured limit both for my CLI and second card request. Enjoy it, it doesn't happen often 😂 



01/2019:
1/2020:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 4 of 6
Regular Contributor

Re: Navyfed something is weird !

Thanks Saeren !
Message 5 of 6
Regular Contributor

Re: Navyfed something is weird !

you just gotta give it more time to increase your internal limits with NFCU. if I were u I would wait about 6 months before ask for any CLI





NFCU Flagship Rewards: $15000
NFCU Cash Rewards: $20000
Discover It: $2000
My Jewelers Club: $5000
NFCU Auto Loan: $14300
NFCU line of credit: $500
Total TLs: $42500
Message 6 of 6
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