Need One More CC

[eeflores3]

For the past two months I've been paying off debts and this weekend i was approved for a secured capital one card. Which is good news but I need another credit card. I applied for Discover secured and was quickly denied. Open SKy is an option but i wanted to get one with a company that i can grow with. My scored is pretty low. 

Any suggestions/advice will be greatly appreciated! 

[Creditplz]

I don't think you quite "need" another credit card, you're going to harm scores by applying and getting denials. Just keep the Capital One secured for 6 months and see where your scores are at, 650+ see what you pre qualify for in their website..

[SecretAzure]

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@Creditplz wrote:
I don't think you quite "need" another credit card, you're going to harm scores by applying and getting denials. Just keep the Capital One secured for 6 months and see where your scores are at, 650+ see what you pre qualify for in their website..

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Or wait a year and keep your util below 20% and you'll easily get approved for various prime cards with decent SL's.

[Anonymous]

BoA secured.  You can keep both and let them age together.

[Anonymous]

There is no reason to burn hard pulls on applications that are not a sure thing right now.  Take the new secured card, use it and keep the ulitzation low and let your scores grow for a few months.  If you have baddies do what you can to get rid of them.  In 4-6 months you will probably be in a much better position.